To purchase Student Travel Insurance contact HUB Insurance at MSBASchool@hubinternational.com
COVID-19 (Coronavirus) Resources
As this situation is continuously evolving, stay up-to-date by visiting the following on a regular basis:
Find additional resources through the HUB Coronavirus Resource Centre.
Student Trip Insurance Update:
Effective March 12, 2020, Old Republic Insurance Company of Canada, the insurance carrier of the MSBA Student Travel Insurance, advised that COVID-19 is now considered to be a known event. Therefore, trip cancellation, interruption and delay coverage will not be available for events related to COVID-19 for policies purchased or trip values increased on or after March 12. This exclusion applies to all trip destinations. Policies purchased and trip value increases prior to March 12 are not impacted by this notice. To review the formal notice with additional details please click here.
The MSBA has arranged for travel insurance to cover eligible Students and Approved Chaperones travelling outside of Manitoba on School Division sanctioned trips/activities. Students purchase the insurance. Approved Chaperones are covered without cost under the MSBA Staff/Volunteer Out-of-Province Business Travel Health plan.
Any student travelling outside of Manitoba on a School Division sanctioned trip/activity is required to purchase travel insurance through the MSBA Student Travel Insurance plan, unless duplicate insurance coverage as specified below is in place elsewhere.
Coverage must be purchased by each student individually online. Group application/purchase can also be accommodated online in batches up to nine students. Coverage can be purchased through the following link: www.manitobastudentinsurance.ca.
If the student has duplicate coverage, written proof that the coverage is for both emergency medical expenses must be provided. Note that the School/School Division is not responsible for determining the adequacy of the student’s coverage, only confirming the student has travel emergency medical coverage. It is the student’s responsibility to ensure they have adequate coverage to meet their needs. Should the student declare duplicate coverage, MSBA and the School/School Division are not responsible for any claim incidents. Note: a copy of the travel card with emergency contact information must be obtained by the trip organizer in the event there is a medical emergency, this can be tracked using the School Trip Travel Insurance Tracking Template provided under “Resources” below.
To be eligible for coverage under the MSBA Student Travel Insurance plans, students must:
- Be a Resident of Canada under 30 years of age
- Be insured under a provincial government health plan
- Be a student in full-time attendance in a School Division under the MSBA
If the student does not meet all of the above criteria coverage cannot be purchased under the MSBA plans. The student should be directed to contact HUB International at 1-866-756-3281 to investigate coverage options better suited to their situation.
Three coverage options, underwritten by Old Republic Insurance Company of Canada, are available under the MSBA Student Travel plan:
- Option 1 - Ultimate Premier Travel Insurance including Trip Cancellation– for travel to non USA destinations (Includes up to 48 hours coverage in the USA if travelling through the USA enroute to the final destination)
- Option 2 - Ultimate Premier Travel Insurance with Trip Cancellation– for travel to the USA
- Option 3 - Emergency Medical Travel Insurance (no Trip Cancellation)
Coverage under the plans must be purchased prior to departure on the trip/activity.
Plans that cover trip cancellation must be purchased within 48 hours of any non-refundable deposit.
All plans contain a pre-existing conditions exclusion. Medical conditions that are not stable and controlled in the 60 days prior to departure on the trip will not be covered. Students/parents should read the policy wording carefully to understand the coverage and ensure the stability requirements are met.
Immediately after purchasing the coverage, students will receive an email confirming the purchase and providing a printable Confirmation of Coverage, along with a policy brochure. The policy brochure contains the complete policy language including full details on the policy benefits, terms and conditions, limitations and exclusions.
Students should bring the Confirmation of Coverage as well as the policy brochure on the trip.
If a student requires medical treatment or needs assistance during a covered trip the travel assistance company must be contacted prior to receiving treatment. Emergency contact numbers are indicated in the Confirmation of Coverage.
For plan details and to purchase Student Travel Insurance visit www.manitobastudentinsurance.ca. If you have any questions, contact Old Republic Insurance Company of Canada at 1-866-302-4430.
An Approved Chaperone accompanying students on a School Division sanctioned trip outside of Manitoba is covered through the MSBA Staff/Volunteer Out-of-Province Business Travel Health Plan, underwritten by CHUBB Life Insurance Company of Canada.
Approved Chaperones are determined by the school.
The Travel Health coverage for Approved Chaperones (Staff or Volunteers) under age 75 includes:
- Emergency Medical coverage of up to $1,000,000
- Medical Evacuation of up to $100,000
- Under Age 70 - No medical stability requirement
- Between age 70 and 75 - Medical Stability Clause (No coverage for costs incurred due to, contributed by or resulting from a medical condition or related condition that was not stable at any time during the 180 days immediately prior to the insured person’s departure.)
- The duration of each trip cannot exceed 90 consecutive days and total trip days cannot exceed 180 within one policy period (September 1st – August 31st)
- Pregnancy complications are not covered after the 7th month
Please refer to the Staff/Volunteer Business Travel Health for details and admin process.
Volunteers/spectators who are not approved chaperones are not eligible for any coverage under the MSBA plans. These individuals must purchase their own insurance. For coverage options and costs they can be directed to contact HUB International at 1-866-756-3281, or talk to their insurance provider.
How to Claim:
Please refer to the policy document provided from the insurance carriers for contact information in the event of an emergency during the trip.
Coverage and questions can be directed to:
Phone: 1-866-302-4430 (Mon - Fri, 8:30am - 8:00pm ET)