np_language_1614104_000000 Created with Sketch. US | EN
United States

Travel Insurance

Have to cancel a trip? Let’s ensure that you can still go another day.

Life is unpredictable

Planning a vacation? Setting aside time to visit family or friends? Whatever prompts you to mark your calendar for a trip, remember to prepare for the unexpected.

Between the moment you book your tickets and the day you’re due to depart, anything can happen — and travel can suddenly become impossible. A family member could be injured or become ill, requiring you to stay at home to provide essential care.

Medical and other emergencies can also occur while you’re traveling, and they can affect your travel plans.   

When you have travel insurance, you have more options — and fewer worries. 

Contact a HUB broker to get started.


More detail

Understand your coverage — and your options

Travel cancellation or interruption insurance covers any prepayments and deposits that you can’t first recover from a travel provider, such as a transportation company or tour operator. 

It’s also important to remember that while policies can be flexible, compensation is payable for a “covered” medical reason or a “named peril” event.  The policy will pay only if your reason for cancellation is covered. That’s why you need to talk to an expert when selecting your coverage.

You can also buy a travel insurance policy that allows you to cancel for any reason. This broader coverage comes at a higher premium, but an “any reason” policy can provide the ultimate flexibility when you need it.

  • Medical Expense Coverage will cover you for accidents and emergency medical care when you travel abroad. 
  • Emergency Evacuation Coverage will pay to airlift you back to the United States. Even if your current health insurance provider covers you for basic emergency care overseas, it’s highly unlikely that they will pay to evacuate you. 
  • Baggage Coverage can reimburse you if your luggage is lost, stolen or damaged.
  • 24/7 Travel Assistance Services can help you with a wide array of issues, including locating medical treatment and transportation and dealing with lost passports and stolen luggage. 
Contact a HUB broker to get started.