Why you need your own coverage
If you rent a house or an apartment, your landlord’s insurance only covers the cost to repair the building if there is a fire or other disaster. Your property losses, as well as your liability risks, are not covered. And your landlord’s insurance will not be there for you in the event of a theft, either. Clothing, electronics, jewelry and other valuables are the types of items most frequently listed on renter’s loss claims.
The message is simple and clear: as a renter, you need your own renter’s insurance policy to protect yourself and your personal property.
Contact a HUB broker to get started.