Professional Liability Insurance
Professional liability insurance protects your business — and your personal assets — from damages from claims alleging misrepresentation, breach of contract or wrongful business practices.
Let’s work together to assess your professional liability exposures and tailor a policy to cover your unique risks.
PL insurance covers many expenses usually not provided for by your general liability policy, including:
of business owners fall victim to professional liability lawsuits because of third-party relationships. Be sure to carefully evaluate all contractors, subcontractors and vendors before you hire them.
Your Policy Should be Unique to Your Professional Service
Look for a broker who specializes in your professional service. Be wary of those who don’t complete a thorough analysis of your services and potential exposures prior to quoting policy limits.
Your Policy Should Be As Broad As Possible
Narrow exclusions could overlap with your greatest exposures. Make sure your core business functions aren’t excluded.
Your Policy Should Identify All Professional Services Offered
The policy’s definition of professional services should include everything you do — otherwise you could be denied coverage.
Your Policy Should Account For All Of Your Coverage
When all your policies line up together, gaps in coverage will be minimized. Ensure that your policy accounts for your entire suite of coverage.
Together, we can develop a strategy and tailor a policy to protect you from potentially devastating professional liability claims.