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Join HUB benefits experts to learn how alternative funding strategies work, whether your organization is ready and what a realistic path beyond fully insured looks like.
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Beyond Fully Insured: What's Right for Your Business
Insights & Expertise
Navigate change with insights you can trust.
Self-assessment
HUB Funding Strategy Snapshot
Answer ten questions about your renewal history and workforce to get an instant read on your funding position and what to do next.
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White paper
The Fully Insured Tax: Where Your Premium Dollar Goes
A data-backed look at exactly where your premium dollar goes and what a different funding structure could save you.
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Article
Level Funding: The First Move in a Multi-Year Strategy
Level funding isn't the destination, it's the on-ramp that gets you claims data on your own population and the leverage that comes with it.
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Report
The Cost of Staying Fully Insured
See two identical companies side by side and what staying fully insured costs by year five.
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Guide
Where Your Fully Insured Premium Dollar Goes
A quick, side-by-side breakdown of what fully insured, level-funded and self-funded plans do with your premium dollar.
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Guide
The Funding Spectrum
Compare five ways to fund your health plan and find which one fits your workforce and risk appetite.
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Guide
The Pharmacy Lever
Find out what you can control on pharmacy costs today, and what opens up when your funding structure changes.
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Funding Strategy Assessment
A HUB Employee Benefits advisor reviews your current funding arrangement, understands your goals and workforce and walks you through which alternatives are worth pursuing for an employer like you, and which ones are not.