Passport to Safe Travels White Paper

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Passport to Safe Travels - Practical Advice for Affluent Travelers

“The world is shrinking” has long been a catch phrase to describe how accessible the world has become; however it should also remind us of the proximity to danger. For anyone whose business and pleasure activities take them across the globe, that means leaving nothing to chance when it comes to ensuring their safety. The risks facing today’s travelers include kidnapping, hijacking, terrorism, and crime. Advisors to affluent clients who travel for business or pleasure need to think through everything from managing petty theft and lost passports, to kidnapping, to accessing emergency medical care in a remote location. This white paper covers the importance of proper planning and understanding the basics of personal safety when in an unfamiliar environment. It includes a checklist of common sense safety tips to reduce the primary risk of being the victim of a crime while traveling in a foreign country.

The prospect of being kidnapped is not as far-fetched as it may have been years ago. Today, it is a serious threat in many parts of the globe. This under-reported crime has become more complicated and dangerous in recent years. Some top security firms are retained by insurers to work with policyholders to counsel them prior to a trip and take charge in the event of a kidnapping. A life and death outcome can be predicated on the level of experience the negotiating team has, how well they diagnose the situation, and how quickly they respond. Finding, obtaining, and paying for superior medical care in a country where a client has no medical relationships, no immediate access to personal medical records, and does not speak the local language can create risks. Travelers are advised to have a clear understanding of the available medical care and local practices in cities and countries on their itinerary and decide if they need to rely on expert resources to help facilitate access to emergency medical care as well as consider insurance for overseas medical care or evacuation.

Insurers today offer a plethora of resources, experts and products to reduce the risks facing high net worth individuals when they travel. The right insurance, security advice, and partners can mitigate the risks, but only if the individual takes full advantage of the counsel they receive and exercises round-the-clock vigilance.

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