An Update on Your Home Insurance Policy
Thank you for your ongoing business with HUB International; it is our pleasure to serve you through our HUB Advantage program with Aviva Insurance.
At HUB, we pride ourselves in providing our clients with the best service which is why we are reaching out to ensure your file is up to date as our partners at Aviva make changes to your policy.
Understand the changes to your policy:
- A new look to your policy documents which outline your coverage.
- There must be an opening made by an external force for interior water damage to be covered during a weather event. For example, roof shingles damaged by wind or hail; wind or hail being the external force.
- There will be a change to limits in items like jewelry, furs and scheduled articles.
- The coverage limit for your dwelling and property will no longer be based on the “Unlimited” form; instead, the policy will outline specific limits. The dwelling will be insured for Guaranteed Replacement Cost coverage and the limit shown on the policy will be based on the calculated reconstruction cost of your home.
- The value of your home will be based on the current reconstruction cost using the same information from your file. If you have made any renovations or alternations to your home, please contact our office to ensure the information is accurate.
- If you previously purchased the optional Equipment Breakdown coverage, this coverage is no longer available, and we will provide alternate options for you to choose.
Actions you need to take:
- A credit consent to check if you are eligible for a discount (please note the credit consent will not negatively affect your current policy).
- Provide current debit pre-authorization information if you would like to make monthly payments.
- List any upgrades you've made to your house.
You can easily fill out and submit the forms below:
Additional Resources & Documents
By-Laws Form
Dolce Vita Condominium Policy
Comprehensive Condominium Policy
Rented Condominium Policy Comprehensive Form
Dolce Vita Homeowners Policy
Comprehensive Homeowners Policy
Seasonal Homeowners Broad Form
Seasonal Homeowners Comprehensive Form
Comprehensive Tenants Policy
Dolce Vita Identity Theft Expense Endorsement
Identity Theft Expense Endorsement
Overland Water Endorsement
Roof and Siding Limitation Endorsement
Service Line Endorsement
Sewer Backup Endorsement
Have questions or need assistance?
Feel free to get in contact with your broker directly. They will help you navigate your policy! You can also email us at [email protected]