The need to find sustainable solutions to the relentless rise in healthcare costs has only grown in urgency. For many middle market employers, the solution lies in employee benefit group captives as one way to achieve the benefits of self-insurance without the volatility.
HUB tracked the experience over two years of 34 middle market clients in a leading employee benefits group captive. It was proposed that the group move to self-funding its health plan where the overall outcome was the average healthcare cost increased just 2.7% in 2019 but also where 32% saw costs decline.
Read the case study to learn more about how employee benefit group captives work as a way to achieve the benefits of self-insurance without the volatility.