Products

As dedicated commercial trucking insurance specialists, we are aware of the current trends and distinct risks associated with the industry. We take the time to match the right coverage to fit your particular company.

We view ourselves as your business partner and our primary mission is to offer you the best insurance value for your premium dollar and provide you with ideal customer service. Our specialists focus on helping balance your needs with cost effective programs that provide unique coverage and superior protection for your fleet.

Contact a HUB Transportation advisor for more information.

HUB Transportation specializes in a wide variety of commercial truck insurance coverage, including:

Liability

  • Primary Liability
  • Non-trucking Liability
  • Hired Auto
  • Non-owned Auto
  • Blanket Lessee
  • Pollution Buy Back
  • Excess and/or Umbrella
  • Medical Payments
  • Uninsured / Underinsured Motorist

Physical Damage

  • Collision, Comprehensive or Specified Perils
  • Aggregate and Combined Deductibles
  • Rental Reimbursement
  • Gap Coverage
  • Towing Coverage
  • Personal Effects for Drivers

Motor Truck Cargo - Legal Liability Form

  • Refer Breakdown
  • Wetness
  • Loading and Unloading
  • Pollution Cleanup
  • Debris Removal
  • Earned Freight Charges
  • Aggregate Deductibles
  • High Valued Commodities Requiring Limits of $250,000 per vehicle or higher

Other Products

  • General Liability
  • Warehouseman's Legal
  • Commercial Property
  • Inland Marine
  • Crime
  • Workers' Compensation
  • Surety Bonds
  • Employment Practices Liability Coverage
  • Employee Benefits

Other Services

  • Timely filing of federal and state financial responsibility filings
  • Federal and State DOT authorities assistance
  • SIRS and Large deductibles
  • Fuel, ICC, Customs, and Sub-hauler bonds
  • Contingent Cargo
  • Various payment options

We stay in contact with our clients throughout the year to assess any changes in operations that might affect their fleets coverage. We then provide counsel to aid in a streamlined, easy-to-understand renewal process.

Contact a HUB Transportation advisor for more information.

Online Certificates

Our Self-Service Portal allows you to access your certificates anytime, anywhere while pulling real-time policy information from our system.

With the Self-Service Portal, you can

  • View, email, print and fax a certificate
  • Add new holders
  • Check on your policy status to see the Effective & Expiration Dates
 

Click here for Certificates 

System Requirements: Internet Explorer 4.0 or higher or Netscape Navigator 4.0 or higher and Adobe Acrobat Reader 4.0 or higher.

Safety Management

HUB International Transportation Services partners with EBE, Inc., the leading provider of document, content management, workflow and business automation solutions for the transportation industry. HUB Transportation resells EBE's CSA DashBoard under the HUB brand, providing the solution to more than 7,000 transportation clients throughout North America. Partnering with EBE enables HUB to quickly bring to market a solution that provides its clients with the best available safety management tool.

Teaming with EBE provides HUB Transportation an opportunity to broaden its reach, helping more carriers with the daunting task of understanding and managing the new presentation of data by which their safety scores are calculated. The CSA DashBoard tool presents both driver and carrier scores and percentiles by each BASIC category on a daily basis. Such information can be utilized to correct identified at-risk behavior before those drivers adversely affect a carrier's overall safety score.

Safety Management Insurance Review

Effective risk management will reduce not only your insurance costs, but will also favorably impact your overall costs of doing business. We understand the issues that can result in higher or lower insurance costs and can help you by providing you access to resources, consultants and advice on current safety trends.

Your company can utilize these services:

  • Safer reviews to develop goals for improvement
  • Evaluation of insurance company driver eligibility guidelines
  • Risk improvement ideas
  • Access to safety training programs for management and drivers
  • Workshops, safety meetings, safety seminars, coordination of safety surveys and mock compliance audits
Contact a HUB Transportation advisor for more information.

Claims Management

HUB International thoroughly understands the impact that claims costs and expenses have on your organization's bottom line. Our claims management staff offers comprehensive consulting services to design, develop, implement and monitor value-added claims cost control programs. We work closely with you to assist with routine or more involved claim issues, involving insurance carriers and third party administrators. We assist in the claims process from beginning to end, acting as your advocate and providing proactive claim services.

Contact a HUB Transportation advisor for more information.

Claim Reporting Guidance

We offer these solutions to help you report claims:

  • Forms for you to use in handling routine loss, claim, and reporting situations
  • Advice on how to work with an employee to get him or her back to work
  • Draft letters for bona-fide offers of employment
  • Emergency telephone and after-hours pager numbers
  • Comprehensive claims reporting guide
  • Quick reference guides for distribution to members of your staff so they know what to do after an accident
  • The option of direct reporting to the insurance company or to our claims departments

Audits

HUB International will monitor and evaluate your claims, adjusting your company's performance through a quality control audit. Ideally, these audits are anticipatory and preventative in dealing with identified problems.

Reserve Reviews

Reserving is the key to any successful operation. Reserves are sums of money set aside to cover future obligations and liability. Many third party administrators and insurers reserve for injury exposures without factoring in the need for liability reserves. HUB International reviews reserves and negotiates reductions as appropriate.

Best Practice Reviews

We know:

  1. What to look for,
  2. How to probe deeply into claims practices, and
  3. Methods of comparing one claims operation to another.

Third Party Selection

We help you examine cost considerations and service options when choosing a third party administrator.

Settlement Evaluation

Most cases are settled and do not go to trial. We provide oversight and work with the claims adjusting service to move cases toward early resolution, with inexpensive settlements. We are experienced in structuring settlements and exploring alternative dispute resolution options.

We work with the claims handler to:

  • Explore settlements at early stages
  • Simplify decisions for necessary discovery
  • Prepare for trial
  • Find and use expert witnesses

Litigation Management

We set guidelines for the claims handlers to do as much investigation and early planning as possible. We provide support and collaborate on the investigation settlement strategy. We check to see that the claim representative develops a plan of action and budget in the litigation process.

Subrogation/Second Injury Reviews

Subrogation is the transfer of the legal right of recovery. Second injury funds exist in most states that allow reimbursement of some expenses incurred for workers' compensation claims. We review your claim to ensure that the claim representative pursues recovery when available.

Training

No claims service provider can manage claims effectively without your company's interest and involvement. We customize training seminars to educate your employees on what they can do to help control claim costs.

Our training seminars include:

  • Claim reporting procedures
  • Overview of state laws that impact a claim
  • Return to work programs
  • Selecting a medical provider
  • Successful accident investigation key items

Loss Control Integration

Paying claims does not need to mean losing money. Our claims department is often the first to recognize problems within your organization because we are listening to your employees on a daily basis. We provide loss control services with feedback on trends we observe and we provide common sense remedies to prevent similar claims from happening.

National Account Coordination

We develop and implement guidelines with your chosen claim service provider to keep your company informed of its losses.

These guidelines cover (but are not limited to) the following items:

  • Frequency and need to provide captioned reports/claim reviews
  • Settlement and reserve authority or consultation levels
  • Billing alert thresholds
  • Client contact information
  • Selection of defense counsel
Contact a HUB Transportation advisor for more information.