Valuable Articles Insurance

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Overview

Whether it’s jewelry, art, collectibles, antiques or memorabilia, building your valuable collection can be an exciting and rewarding experience.

A standard homeowner policy may not provide enough protection for your treasured possessions. A HUB specialist will discuss smart options and deliver a custom solution for any collection.

Jewelry

Most people don’t realize that their homeowner’s insurance policy provides limited coverage for jewelry, typically just a few thousand dollars, once you’ve met your deductible. Some other important factors to consider are:

  • Standard policies cover losses caused by theft, fire and storms, but if you lose your engagement ring, most standard policies won’t cover the loss.
  • Reappraise your jewelry every 2 – 4 years to ensure its fair market value is reflected if and when you need to file a claim.
  • The value of gold and other precious metals has near quintupled since September 2000. Even if your jewelry is covered, the pieces you have may be undervalued.

A HUB Personal Insurance Specialist can help find the right coverage option for you based on your needs, whether it is itemized or blanket coverage.

Art & Collectibles

Whether it is the result of a lifelong passion or a new hobby, the art, antiques, fine wine or any other valuable you collect deserve the right insurance protection.

The chances are your homeowner’s policy isn’t enough to replace your valuable collection if it is lost, stolen or damaged. Protect your investment in the things you cherish most by contacting a HUB Specialist to obtain the right coverage for your needs. For more information on insuring valued collections, visit our Private Client Advisor site.

Contact a HUB Specialist today.

Related Coverages

Homeowner's Insurance

As an independent broker, HUB International can help you make informed decisions about your homeowner's insurance options. We offer a wide range of solutions and coverage options from leading insurance companies in North America.

Commercial Auto

A Commercial Automobile Policy combined with a Fleet Management and Maintenance Program can make a big difference in expenses. We have experts to assist in developing a fleet program. 

Boat Insurance

When you have spent a lot of time and effort finding just the right watercraft, you need to make sure your investment is protected by choosing the right insurance.

Renter's Insurance

A specialist from HUB International Personal Insurance can help you obtain the Tenant Homeowner Insurance that best meets your needs. We’ll help you objectively assess your potential risks and select coverage thats right for you.

Ask an Advisor

Find answers to all of your insurance questions by asking one of our advisors. We'll answer your questions and help you shop for, compare, buy, and manage your insurance program.

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