Jewelry Insurance and Valuable Articles Insurance
Whether you collect jewelry, antiques or memorabilia, a
standard homeowners insurance policy may not provide adequate coverage for
your treasured possessions. A HUB personal
insurance advisor will discuss options and deliver a custom solution for any
Many people don’t realize that their homeowners insurance
policy provides limited coverage for jewelry, typically just a few thousand
dollars, once you’ve met your deductible. Some other important factors to
- Standard policies cover losses caused by theft,
fire and storms, but if you lose your engagement ring, for example, most policies
won’t cover the loss.
- The value of gold and other precious metals has increased
over the past 10 years. Even if your jewelry is insured, it may be undervalued.
- Reappraise your jewelry every two to four years
to ensure its fair market value is reflected if and when you need to file a
Contact a HUB
Personal insurance specialist for help in determining if itemized or
blanket insurance coverage best meets your needs.
Learn more about protecting your jewelry:
Your Jewelry is Unwrapped, Don’t Leave it Uninsured
Learn more about how to protect and insure your collections:
Guide to Protecting Your Wine Collection: Lean about the risks you face with regard to storage and shipping.
Guide to Protecting Your Fine Arts Collection: Steps you can take to properly care for and prevent damage to your art collection.
Unexpected: Disaster Planning Best
Practices for High Net Worth Individuals: Covers three steps to building an effective plan to protect your
property and family.