Do you know what your coverage includes if a hurricane hits
Hurricane season typically runs from June 1 to November 30. However, the time for property owners to
worry about hurricane preparedness and safety isn’t in the hours before a storm
hits; it’s right now.
with a HUB personal insurance broker to review your current property insurance
and understand if you need additional coverage to supplement what is covered in
your homeowner’s policy:
- Replacement Cost: Determine whether your policy
will pay replacement cost or actual cash value for your residence and contents.
- Wind: Find out if wind is a covered peril under
your insurance policy.
- Flood: The majority of homeowners policies do
not cover flood damage caused by rising water.
Check with your broker to see if you live in a low hazard or high hazard
flood zone and whether you need to obtain flood coverage, which is written
through the National Flood Insurance Program.
- Additional Living Expense: Does your policy pay
for additional living expenses to cover the cost of hotels or meals in the
event your residence becomes uninhabitable?
HUB personal insurance specialist today.
Learn how to prepare your home and family for a hurricane
Safety Checklist for your Home
Crisis Management Center for more Information about Hurricanes