Over 70% of American companies endanger their financial stability by not having insurance that will cover Internet liability, according to the FBI Computer Crime and Security Survey (2009). The fact is almost all companies have some kind of network, database or online presence that puts it at risk for litigation.

The following are some common scenarios for which you can be held liable and that are typically not covered under traditional business insurance policies:

  • A lost or stolen company laptop results in theft of customer data.
  • You fail to follow federal or state regulations involving notification of customers whose personal data has been compromised.
  • You unknowingly pass along a virus or other type of malware to your clients.
  • Your employee slanders another company in a blog or social media site, or posts content on the company website that infringes on copyrighted material.

HUB can help you conduct a cyber risk assessment to identify your company’s risk profile so you can take appropriate actions to reduce those risks. We can also work with you to determine if cyber liability insurance is an appropriate option.

We will then tailor cyber liability insurance to meet your specific needs, be it network security, technology errors & omissions, or media and intellectual property protection. Coverage is affordable and available to both large and small businesses. You can estimate the cost of recovering from your data breach by using our data breach cost calculator.

Like it or not, the Internet with all its risks and rewards is here to stay. Make sure that you are navigating this new terrain safely.

Contact a HUB advisor today.

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Protect Your Business From Cyber Losses with eRisk HUB


When a breach event occurs, time is of the essence. Having a breach response plan in place with access to the third-party resources you need can help you efficiently and cost-effectively respond to and recover from the breach.

HUB International clients with cyber liability coverage who meet certain guidelines are offered complimentary access to the eRisk Hub® portal, powered by NetDiligence®. The eRisk Hub provides tools and resources to help you better understand your exposures, establish a response plan and minimize the effects of a breach on your organization.

Key Features of the e Risk Hub Portal

  • Incident Roadmap: Includes suggested steps to take following a network or data breach incident, free consultation with a Breach Coach® and access to a breach response team
  • News Center: Cyber risk stories, security and compliance blogs, security news, risk management events and helpful industry links
  • Learning Center: Best-practices articles, white papers and webinars from leading technical and legal practitioners
  • Risk Manager Tools: Assists you in managing your cyber risk including a self-assessment and state breach notification laws
  • eRisk Resources: A directory to quickly find external resources with expertise in pre- and post-breach disciplines

 The eRisk Hub® portal is an effective way to help combat cyber losses with minimal, controlled and predictable costs.

Connect with a HUB expert for your custom solution.


Protecting Your Business from Cyber Risk: Learn more about protecting your clients and managing your risks in a changing technological landscape.

Understanding Social Media Risk: The Winding Road Ahead: While social media has enhanced how people interact and businesses operate, these extraordinary technologies are not without risk.

Cyber Risk Management and Information Security Services: Learn more about electronic risk solutions that increase cyber readiness, improve breach response and inform you of new threats.

eRisk Hub® Portal:  Provides tools and resources to help you better understand your exposures, establish a response plan and minimize the effects of a breach on your organization.