HUB Last Mile Parcel Delivery Insurance

Comprehensive liability insurance designed exclusively for parcel delivery services

Last mile delivery is one of the fastest-growing segments of the transportation industry. Demand for last mile delivery service providers, including parcel courier delivery and mobile delivery has skyrocketed in the past 10 years. With that increased demand, there is a greater need to protect the contract carriers, employees and businesses that operate in it. 

Within the last mile sector, parcel delivery companies have unique challenges. Their vehicles may be personally owned, and their fleet of drivers may include independent contractors working part-time. However, they share the same risks as other fleets:

• Auto accidents
• Damaged, lost or stolen cargo
• Damage to property during delivery
• Physical damage to cars, trucks and equipment

HUB Last Mile Parcel Delivery Insurance combines tailored, comprehensive coverage with user-friendly technology to improve driver safety and reduce costs. Through integration with our proprietary technology platform, HUB Drive Safe, HUB Last Mile Parcel Delivery Insurance offers improved pricing for delivery service providers with a strong driver performance score. It provides driver behavior data, driver coaching, leader boards and, by helping to reduce accidents, it will allow for lower insurance rates.

HUB Last Mile Parcel Delivery Insurance has been designed for parcel delivery service providers that have been in business for a minimum of two years, with service to the door and a primary radius within 100 miles. Coverage includes:

• Auto liability
• General liability
• Cargo liability

Integrated technology to keep your drivers safe and reduce insurance costs 

Technology has become a critical solution for improving safety and efficiency and reducing costly claims in the transportation industry. In-cab data can help optimize routes, reduce accidents and provide targeted support to drivers. This data also provides insurance carriers with a better measure of driver behavior and incident rates, which can improve pricing accuracy and reduce rates. 

HUB Last Mile Parcel Delivery Insurance is empowered by the HUB Drive Safe App, a risk management solution that provides driver coaching at scale, automatically detects collisions and helps fleets reduce their insurance costs through safer driving behavior. HUB Drive Safe's user-friendly technology improves fleet performance and driver safety through personalized feedback and training—creating driving scores that allow for pricing discounts. 

With the HUB Drive Safe App, you will be able to:

• View and customize a driver profile to improve driving behavior with tips based on performance tracked in the app.
• Gain high-level insights on your fleet’s performance with a fleet score.
• Automatically detect collisions, alert the fleet manager and notify an emergency contact or trigger insurance claims process.
• Encourage consistent improvements in driving behavior with positive reinforcements and rewards.

Contact a HUB transportation insurance specialist to find out if HUB Last Mile Parcel Delivery Insurance is the right solution for your business.