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United States

Prospectors & Developers Association of Canada (PDAC)

Mining is inherently risky. The PDAC insurance program is designed to help you protect your people, your balance sheet, and your ability to continue operating when something unexpected occurs.

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Insurance Package for Mining and Contracting

Administered by HUB for PDAC members in good standing, the PDAC program addresses the insurance and risk management needs of all types of organizations involved in Canada's mining industry: private or public, exploring or operating, contractor or equipment provider. 

Since each PDAC member has a unique risk profile and risk tolerance, the PDAC insurance program offers flexibility through multiple coverage options, and expert service tailored to ensure your insurance aligns with your specific needs.

How to Apply 

Applications under the program can be completed and submitted electronically. However, HUB strongly recommends starting the process by contacting one of the HUB brokers associated with the PDAC program to ascertain the appropriate level and type of coverage for your operation.

If you choose to complete an application first, HUB will contact you upon receipt to discuss the specifics of your operation and your objectives. You can submit your application by email to

Click on the coverages below to download applications. 

  • General Liability

    Coverage for legal liability resulting from 3rd party bodily injury and/or property damage arising out of or in connection with your operations and products. 

  • Directors & Officers Liability

    Coverage for Directors and Officers, as well as the organization, if desired, against liabilities arising out of actual or alleged wrongful acts, committed while performing their corporate duties. 

  • Contractor Equipment

    Physical loss or damage to a liability arising our of the use of contractors equipment, including: drill rigs, haulers, graders, tractors, dozer, etc. 

  • Course of Construction

    Covers all risks of physical loss or damage to the insured project including; building, content, equipment, inventory contractor's equipment during the construction phase. 

  • Machinery Breakdown

    Covers direct physical damage and resultant Business Interruption as a result of a mechanical or electrical breakdown to machinery and equipment. 

  • Property & Business Interruption

    Covers all risks of physical loss or damage to insured assets, including: buildings; contents; equipment; inventory; unlicensed mobile equipment etc. 

  • Kidnap and Ransom

    Provides financial protection and crisis risk management services in the event a member of your organization is kidnapped or your property is threatened. 

  • Non-owned Aviation Liability

    Provides contingent liability coverage in the event the charter's aircraft's insurance is inadequate in the event of an accident.