- HUB
- Offices
- US
- Arkansas
- ...
- Little Rock
- Little Rock Construction Insurance
Little Rock Construction Insurance
Little Rock Construction Insurance
How To Protect Your Construction Company

The construction industry is booming in Little Rock, Arkansas. Whether you are building in Crest View, Rock Creek, or another part of the area, construction carries far more risks than just losing business. Fortunately, we can help you completely protect yourself from the inherent risks that arise from this type of business. Our company specializes in the Little Rock construction insurance industry. Our policies cover every job from start to finish.
Who Needs Construction Insurance
It would be easy to say that anyone in the construction industry can benefit from this type of protection, but in truth, some businesses absolutely need it. These are:
- General contractors
- Specialty tradesmen
- Construction firms
- Developers
- Subcontractors
- Owners
Each of these is at risk for financial disaster on a variety of fronts. Fortunately, there is a Little Rock construction insurance broker that can help mitigate the dangers.
Types of Construction Insurance
Like most things, insurance comes in many shapes and sizes. You need to be aware of some of the different types when you are insuring your home or commercial construction business.
Professional and General Liability
Your Little Rock construction insurance policy needs to include both professional and general liability coverage. These cover your organization in the event of damage to a client's property or if an omission or error damages your reputation and business. This liability coverage can help pay lawsuit expenses or damages, depending on the situation.
Construction Defect
This is coverage for accidental defects that can occur during the construction process. It will help you if someone claims that you did something negligent while working on the building. This type of coverage can cover damages to the structure, employees, or clients due to defects.
Environmental Insurance
This covers you if there are environmental concerns or violations. Many construction projects deal with hazardous materials, and accidents can happen. Environmental risk insurance covers any spills and cleanup that might be needed.
Risk
Builders risk insurance is specifically for losses from fire, water damage, wear and tear and other risks associated with design, planning and material faults. These are the standard risks, but there are many more that can occur. The risk portion of your policy covers damages and your equipment.
Another coverage you might want to add to your Little Rock construction insurance policy is wind damage due to tornados. Little Rock has a very high risk of this devastating weather phenomenon. Your insurance policy will help you get back on your feet when inclement weather strikes the site and your equipment.
Protecting Your Employees
Reliable, skilled workers are hard to find. We can help you retain your skilled employees by developing a comprehensive employee benefits package while reducing workers' comp claim costs and premiums. As a full-service company, we are committed to providing you with the absolute best in Little Rock construction insurance policies for you and your employees.
Surety and Bonds You Can't Do Business Without
One more part of our bid to completion service is to help you with the surety bond process. Surety bonds include guarantees for:
- On-time completion of a project
- Bids that meet the specific construction requirements
- Payment to subcontractors, skilled workers and material supply companies
- Maintenance of the project after completion (usually up to two years)
Most large companies and government contracts require a surety bond to even begin construction on the project. We work with major fidelity and surety companies that are familiar with the laws in Little Rock and can help you navigate the local ordinances and legalities.
We can help you find the right Little Rock construction insurance policy for your business.
One that covers you from bidding until job completion. We are a full-service insurance agency that will make sure that you are covered no matter what happens.