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Group Retirement Savings Plan

We understand that Group Retirement programs are expensive.
That's why we help our clients identify gaps in their existing plan and leverage our position as Canada's largest brokerage to obtain more favourable terms.
In most situations, you'll save money as an organization through tax efficiencies at a time when payroll taxes are increasing.
We will also typically reduce your Investment Management Fees, which directly impacts the retirement savings of your people.
Add to the mix increasing the financial literacy of your people through education and sound financial advice.
In accomplishing all of this, we add significant value to both the employee and employer experience.

Contact a HUB consultant and start your GRSP program today.

About The Program

How we can help

• Conduct employee education meetings
• Conduct market reviews to obtain best terms available
• Chairing pension committee
• Determine sustainability of investment fund menu and expenses
• Develop and manage employeee communications, presentation materials, and planning sessions
• Maintain comparison of providers' services and products
• Offer impartial observations for all aspects of retirement
• Provide basic pre-retirement counseling and arrange competetive annuities, LIFs and RRIFs for plan members
• Offer tailored strategies to help achieve long-term objectives for workplace pension programs
• Actively assist our clients in managing the pension plans to mitigate risks with investments, compliance, funding, and fiduciary exposure
• Develop a Capital Accumulation Plan (CAP) Governance Policy and actively monitor service perfromance, communication and general investment performance
• Maintain annual Stewardship Reporting

  • Lets Talk Tax

     

    Strategies to help mitigate your organizations overall exposure

  • Education

     

    Improving the financial literacy of your employee base.

  • Investment Management Fees

     

    Providing employees access to significantly reduced managment fees.