Renters & Condo Insurance

Condo insurance works differently than homeowners insurance. Understanding what your condo association's master policy covers and where your own coverage begins helps reduce the risk of unexpected coverage gaps.

Your insurance should reflect more than just your personal belongings. Considering interior finishes, upgrades, personal property and other covered items ensures your coverage reflects what you're responsible for protecting.

Owning a condo comes with personal liability risks that shouldn't be overlooked. Liability coverage protects you if you're found legally responsible for injuries to others or damage to someone else's property.

Insurance companies can differ in the coverages, endorsements and service they provide. Comparing your options gives you a better understanding of which policy best fits your needs and the unique requirements of condo ownership.

Many renters are surprised to learn their landlord's insurance doesn't cover their personal belongings. Taking inventory of your furniture, electronics, clothing and other valuables gives you a better understanding of the protection you may need.

The value of your personal belongings can add up quickly. Reviewing what you own and understanding your coverage limits helps ensure you're financially protected after a covered loss.

Accidents can happen when you least expect them. Personal liability coverage protects you if you're found legally responsible for injuries to others or damage to someone else's property, even as a renter.

Not all renters insurance policies are the same. Comparing insurance companies, coverage options and available discounts makes it easier to identify protection that fits your needs and budget.