Retirement Services
Plan sponsors are managing rising fiduciary liability, deepening regulatory complexity and pressure to prove a plan serves a genuinely multigenerational workforce. HUB brings fiduciary-first guidance that treats plan oversight as an ongoing discipline, not a once-a-year compliance exercise.
Stay Ahead of Business Challenges
Fiduciary responsibility and workforce needs can't manage themselves
Retirement plan sponsorship carries fiduciary responsibility that most internal teams aren't structured to manage alone, and a compliant plan still needs to effectively serve a multigenerational workforce. Few internal teams are equipped to manage both sides of that responsibility at once.
Top Risk Exposures
Our Practice Areas
Retirement plan advisory built around fiduciary process and participant outcomes
Retirement plan sponsorship spans fiduciary process and participant outcomes at once, which is why HUB organizes its practice around these two connected areas rather than one generalized advisory relationship. Each area addresses a distinct piece of plan sponsorship while staying connected to the other.
HUB’s retirement planning organizes plan design, fiduciary support and administrative structure for employer-sponsored retirement plans, from 401(k) and profit-sharing plans to defined benefit pensions and 403(b)/457(b) programs for nonprofits and government entities. HUB coordinates Fiduciary Risk Management, including Investment Policy Statement development, fee benchmarking and 3(21)/3(38) fiduciary arrangements, with Employee Retirement Plans design and the HUB HSA Investment Account, so a plan's fiduciary structure and its day-to-day administration are built together rather than managed separately. For smaller employers, HUB Retirement Select and HUB Retirement Select PEP extend this same fiduciary rigor through a pooled employer plan structure that reduces cost and administrative burden. This directly addresses the fiduciary risk and regulatory-complexity pressure a 401(k) plan sponsor faces as compliance obligations continue to expand.
Executive Financial Services extends retirement and financial planning support to executive-level participants and the broader financial wellness strategy surrounding a plan. HUB coordinates Executive Benefits design for C-suite and key-employee participants with Private Wealth Management guidance for executives personally.
HUB's Impact
Proven results when fiduciary risk or engagement are tested
When fiduciary process needs to withstand scrutiny, participation lags across a diverse workforce, or plan administration becomes more than an internal team can manage, HUB's coordinated advisory helps sponsors strengthen fiduciary confidence and improve participant outcomes.
Case Studies
Insights for Your Business
Retirement services insights and research
