After a volatile stretch for high-net-worth insurance, the defining story of midyear 2026 is the return of capacity. Across nearly every geography in the country, the market is once again offering affluent families full limits and competitive terms.

Based on proprietary data and expert analysis, HUB's Midyear 2026 Private Client Rate Report provides detailed rate outcomes and market observations to navigate shifting conditions, secure better terms and reduce your total cost of risk.

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