Employee Retirement Plans
HUB gives employers of any size access to institutional-quality retirement plan design, investment options and fiduciary support. This kind of access is typically out of reach for smaller plan sponsors negotiating alone. It’s backed by ongoing compliance review as the workforce and regulations change.
Why It Matters
Institutional access shouldn't depend on company size
A smaller or mid-sized employer sponsoring its own retirement plan typically can't access the institutional pricing, investment menu quality or fiduciary support that a large, aggregated advisory platform provides — leaving employees with a plan that's compliant but not competitive with what larger organizations offer by default. Company size shouldn't determine plan quality.
HUB's Approach
Institutional plan design and fiduciary support, built to scale
HUB Retirement and Private Wealth's registered investment advisory affiliates support clients by bringing institutional-quality plan design, investment options and fiduciary support to employers who couldn't negotiate that access alone. Whether an organization has 50 employees or 5,000, HUB's retirement plan consultants build a 401(k), profit-sharing or other qualified plan structure suited to its workforce, then keep it there through ongoing compliance monitoring. That matters especially for plans using more complex arrangements, like qualified automatic contribution arrangement (QACA) safe harbor designs, where participation and compliance issues can go unnoticed for years without a periodic review. For human resources (HR) and finance leaders, the result is a retirement plan that competes with what much larger organizations offer, backed by the fiduciary support and compliance discipline to keep it that way.
Insights for your business
Employee retirement plan insights and research
