Premises liability & security
Premises liability exposure, particularly visitor slip-and-fall risk, is addressed as part of an organization's broader documented safety program. This is designed for organizations whose exposure hasn't yet been reviewed as part of that broader program.
Why It Matters
Slip, trip and fall risk doesn't wait for a claim
This kind of exposure is one of the most common risks an organization faces. Conditions that create it — inadequate lighting, uneven walkways, seasonal ice — often go unaddressed until a visitor is injured and a claim follows. A safety program that hasn't specifically considered these conditions can miss exactly this kind of exposure.
HUB's Approach
Visitor injury exposure built into the broader program
HUB addresses this exposure within its broader Workplace Safety Management program design, identifying the everyday conditions that create it, including uneven walkways, inadequate lighting and seasonal ice, alongside an organization's other documented safety exposures, rather than treating it as a separate, standalone concern disconnected from the rest of the program.
Because this exposure often changes with the season and with a facility's specific layout, maintenance schedule and safety measures, HUB reviews these conditions as part of its ongoing safety program review, rather than assuming the conditions present when the program was first documented still apply years later.


