Retirement Services
Plan sponsors are managing rising fiduciary liability, deepening regulatory complexity and pressure to prove a plan serves a genuinely multigenerational workforce. HUB brings fiduciary-first guidance that treats plan oversight as an ongoing discipline, not a once-a-year compliance exercise.
Stay Ahead of Business Challenges
Where fiduciary responsibility meets a workforce's financial needs
Retirement plan sponsorship comes with fiduciary responsibilities that many internal teams were not built to manage on their own, and even a compliant plan should still effectively support a multigenerational workforce. HUB's advisors help organizations address both fiduciary obligations and participant outcomes in a coordinated, thoughtful way.
Top risk exposures
Our Practice Areas
Retirement plan advisory built around governance, participation and executive planning
Retirement plan sponsorship spans plan governance, participant engagement and executive-level planning at once, which is why HUB organizes its practice around three connected areas rather than one generalized advisory relationship. Each area addresses a distinct piece of plan sponsorship while staying connected to the others.
HUB's Group Retirement practice organizes plan design, governance and member communication for employer-sponsored group retirement plans, structured around three distinct stakeholder groups: executive leadership (governance and benchmarking), employees (financial health and wellbeing) and families (income consolidation, Canadian Pension Plan/Old Age Security (CPP/OAS) enrollment support and the transition to retirement). HUB coordinates plan governance aligned with CAPSA's CAP Guidelines with day-to-day administration and member communication, so a plan's governance structure and its participant experience are built together. This directly addresses the participation and administrative-burden pressure a group plan sponsor faces as workforce expectations continue to diversify across generations.
HUB extends retirement and financial planning support to executive-level participants and the broader financial wellness strategy surrounding a plan. HUB coordinates Executive Benefits design for C-suite and key-employee participants with Individual Benefits support for retirees personally, bridging employer-sponsored and individual retirement planning.
HUB's Impact
Proven results when fiduciary risk or engagement are tested
When fiduciary process needs to withstand scrutiny, participation lags across a diverse workforce, or plan administration becomes more than an internal team can manage, HUB's coordinated advisory helps sponsors strengthen fiduciary confidence and improve participant outcomes.
Case studies
Insights for Your Business
Retirement services insights and research
