Private Client & High Net Worth Insurance
Financial success creates both extraordinary opportunities and unique challenges. Among those is a complex risk profile that defies standardized solutions. HUB Private Client was created for families like yours. Focused exclusively on the needs of our most affluent clients, we deliver proactive, cost-effective solutions to protect what matters most to you.
Our Risk Advisory Approach
Invaluable expertise covering everything you value
Your relationship at HUB is led by a Private Client Risk Advisor, supported by a deep bench of experts and advanced tools like historical aerial imaging and proprietary analytics. These include placement and loss prevention specialists; claims advocates; and Risk Advisory Services consultants in aviation, yachting, art and the affluent lifestyle.
Customized Coverages
Extensive experience covering extraordinary possessions
HUB Risk Advisory Services offers the consultative services of experts with specific domain experience in fine art and collectibles, yachts, equine, private aviation and other areas of interest to high-net-worth families. Working closely with your Private Client Risk Advisor, they can help you identify, quantify and reduce risks. They also provide expert support in more complicated claims situations, ensuring you have an advocate who understands the issues at hand.
Every dimension of your life — your properties, collections, family structures and business interests — carries its own risk profile. HUB Private Client Risk Advisors are built to see it whole, delivering cost-effective solutions across every line, supported by Risk Advisory Services consultants with deep domain expertise in fine art and collectibles, yachts, equine, private aviation and other areas central to the affluent lifestyle.
Your clients have built something worth protecting carefully — and they expect the same standard from every professional you bring into their circle. HUB Private Client Advisors work alongside wealth managers, estate attorneys and CPAs as a seamless extension of your advisory team. We bring specialized expertise across every dimension of the affluent lifestyle, handle the complexity quietly and keep you informed. When you refer a client to HUB Private Client, your reputation is well placed.
A family office brings together multiple entities, generations, ownership structures and risk profiles under one roof. Managing that complexity requires an insurance and risk partner who understands how it all connects. HUB Private Client Advisors work directly with family office staff and their advisors to design and manage programs that span personal, commercial and specialty lines — coordinated across trusts, LLCs and operating entities, and updated as the family's structure and needs evolve.
Risk Advisory Impact
The right program changes what you can stop thinking about
When coverage is built precisely for your life — your properties, collections and family structure — something shifts. Risk becomes a managed fact, not a background concern. That's the standard HUB Private Client holds itself to: not just coverage that fits, but the confidence that comes from knowing someone has the full picture.
From our leadership
Our Private Client Risk Advisors, supported by specialty category experts, offer the consultative expertise needed to anticipate and mitigate risks common to the affluent lifestyle and specific to their circumstances. We challenge conventional thinking, and seek to serve as trusted advisors, on call to help our clients pursue their visions of successful lives.
Additional Insights
Private Client insights and research
What clients ask most
Frequently asked questions
