Q: What should I be thinking of or documenting when I file a Coronavirus Insurance claim?
A: Other Lines: Retain all documentation for costs/expenses incurred, damages alleged by any party (e.g., emails, text messages, etc.), and any contracts you may have entered into during the pandemic.
Q: If me or my employee files a claim (with the respective policies listed below), will it be denied?
A: It Depends. Each line of coverage will be evaluated based on the terms of the underlying insurance policy and applicable state and federal laws. Due to the evolving nature of the pandemic, carriers may take longer than usual in evaluating a submitted claim.
Other Lines: there is minimal information with respect to all other lines of coverage at this time; however, it is recommended that you maintain in contact with your carrier and broker to determine any changes in coverage or your state’s department of insurance guidance.
