Personal Excess Liability Insurance
You’ve spent a lifetime building a
secure financial future. Don’t let a lawsuit change everything. Personal excess liability
insurance, or umbrella insurance, provides additional coverage after the
liability limits on your homeowner’s or auto insurance policies are exhausted.
What would happen if you were in an
auto accident that resulted in injury to another person? Standard homeowner’s and auto insurance policies often limit
liability coverage to $100,000. If you
were sued and were found liable for a settlement or judgment of $800,000 or
more, how would you pay? The cumulative value of your home, vehicles, savings,
and investments make you vulnerable to liability beyond the limits of your auto
or homeowner's insurance. Personal
excess liability insurance coverage will help protect you.
Consider the added protection
available to you at a modest premium:
- Coverage limits range from $1 million to $10 million.
- Provides coverage for bodily injury, property damage,
or personal injury including defamation and invasion of privacy.
- May provide coverage for liability arising from service
on a board of a civic, charitable or religious organization
When unforeseen events occur, an
umbrella policy can save the day. The relatively low cost is well worth the
peace of mind that comes from knowing that you and your family are protected.
Your HUB advisor can explain coverage details and premium costs.
Contact a HUB Personal Insurance specialist
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