Building a Strong Insurance Foundation in Sheboygan
The construction industry is a booming business with home builders and business owners always looking for something bigger and better. Whether you’re a general contractor, developer, owner, professional construction services firm or subcontractor, you need proper construction insurance in Sheboygan. Construction is a high-risk business at every step, which is why we offer affordable, proactive solutions. From residential to municipal projects, you deserve the most in protection, and that’s exactly what we’ll give you.
Professions That Require Construction Insurance in Sheboygan
Construction insurance in Sheboygan covers a wide range of professions in the industry. This includes interior workers, plumbers, roofers, carpenters, electricians, and painters. If you serve in another area in the construction industry, let’s discuss your needs and come up with a plan that caters to your specific risks.
Items to Include in Your Policy
When our advisors sit down with you to discuss your Sheboygan construction insurance policy, we’ll work through all the risks involved in your area of construction. This includes injuries, lawsuits, and a wide range of others. Some of the items you’ll want to consider for your construction insurance policy include:
- Builder’s Risk – Mistakes happen, so when water damage, an explosion or a fire happens on your site, this solution covers the costs. Builder’s risk also covers damages that occur due to problems with planning, poor workmanship, faulty designs, and regular wear and tear.
- Commercial Auto – Any company automobiles you own need to be covered in your insurance policy. This includes a pickup truck that your general contractor drives to and from different work sites, as well as for towing vehicles, long-haul transportation, and other specialized auto insurance needs.
- Construction Defect – If your clients find a defect with your product, this type of coverage protects your company against claims of negligence.
- Environmental – You would never do it intentionally, but if you dispose of hazardous waste improperly, or if the handling of a hazardous material wasn’t taken care of properly, environmental coverage can keep your business standing.
- General Liability – This type of protection covers a wide range of issues, but typically comes into effect when there’s a lawsuit or allegation of negligence that result in an accident on the construction site.
- Inland Marine – Any property you’re going to transport by certain types of land transportation services is covered by inland marine exposures. This includes tools, equipment, materials and other types of cargo.
- Professional Liability – Including this in your policy is essential if you want protection against omission or negligence charges that might damage your reputation.
- Workers’ Compensation – Not only does workers’ compensation entice more qualified workers to apply to work for your company, but it keeps them there because they know there’s financial protection if they become injured during their dangerous duties.
Benefits of Partnering with HUB
HUB’s Sheboygan construction insurance experts each have a deep understanding of the industry. With the unique needs and risks associated with every professional that works in construction, we know how important it is that you have proper coverage. When you partner with HUB International for your construction insurance Sheboygan policy, we’ll offer benefits by:
- Building an effective employee benefits program that attracts the skilled workers you want on your team
- Reducing premium rates and claim costs
- Satisfying performance and bond requirements
- Protecting your company against liability claims