Car Insurance Longview TX
Car Insurance Longview TX

Protect Your Family With Car Insurance Longview, TX
Texans drive a lot, with more than 288 billion miles logged in 2019 alone. Unfortunately, all of that driving leads to accidents. 12,907 motor vehicle accidents resulted in 15,855 people suffering a serious injury on Texas roads in 2019, according to data from the Texas Department of Transportation. At least one person died on Texas roads every day that year. Additionally, 240,912 people suffered less serious injuries in crashes. Even the most careful driver can be involved in an accident. Purchasing car insurance in Longview, TX protects your family from financial hardship caused by serious injuries and property damage.
How HUB International Can Help You With Your Car Insurance Longview, TX
The team at HUB International will work with you to determine your car insurance Longview, TX needs. We will help you select the appropriate policy options:
- Liability limits
- Replacement cost options
- Deductibles
- Worldwide liability coverage
- Underinsured and uninsured motorist coverage
- Full glass coverage
- Towing and labor
- Electronic equipment
At HUB International, we help individuals reach their goals. Our vast network of insurance specialists is ready to create solutions tailored to the specific needs of Longview, TX drivers. We have an office located in the heart of Longview, with an excellent team of insurance professionals ready to help you with car insurance in Longview, TX.
The Ward Agency was founded in 1964 and became one of Texas' top employee benefits brokerages by establishing long-term relationships built on integrity and trust. This Longview, TX office has more than 100 years of combined insurance experience and boasts clients who have been with the company for more than 30 years. The Ward Agency joined HUB International in 2018, which allowed their team to bring their local market knowledge to new services, such as car insurance in Longview, TX. The Ward agency constantly monitors the market in search of innovative programs and plans that allow it to provide solutions tailored to the needs of Longview customers.
Types of Car Insurance Longview, TX
Texas drivers are required by law to be able to show proof that they can pay for damages caused to another person or their property while operating a motor vehicle. The majority of Longview, TX drivers do this by purchasing car insurance Longview, TX. There are several types of coverage to choose from:
- Liability
- Collision
- Comprehensive
- Medical payments
- Personal injury protection
- Uninsured or underinsured motorist
- Towing and labor
- Rental reimbursement
Liability coverage pays for injuries you or another person allowed to drive your vehicle causes to other people or their property while operating the covered vehicle. Longview, TX drivers are required to have at least $30,000 of coverage per person, up to a total of $60,000 per accident and $25,000 for property damage. However, because you will be held personally liable for any damages that exceed those amounts, we often recommend higher limits.
The rest of the coverages are optional protections for damage to your own property, injuries to the driver or passengers in your vehicle, rental cars and roadside assistance. Uninsured and underinsured motorist coverages protect you from damages caused by someone who does not have any insurance or enough insurance to pay for your damages. You are not legally required to purchase any of these coverages, but if you owe money on your vehicle, the lender may require you to purchase collision coverage to protect its interest in the vehicle.