HUB International St. Joseph
- Business
- Employee Benefits
- Personal
- 616-233-4111 Main
- 800-936-4236 Toll Free
- 269-982-1670 Fax

OFFICE CLOSURE DUE TO CORONAVIRUS (COVID-19)
Our office is currently closed and we’re working remotely, but we’re here to help. Call us.
Get the Details
HUB International St. Joseph is a privately held insurance brokerage providing exceptional resources and services from a local and national perspective. As part of HUB International Limited, we continue to grow the business both organically and through mergers and acquisitions. HUB International is the 7th largest insurance broker in the world with offices across the United States and Canada.
One can learn a lot about an organization by what they value most. At our St. Joseph insurance office, we value partnerships and everything we do is centered on the client relationship. We are never satisfied in just delivering what is expected. Our goal is to exceed expectations which we believe is the core to developing true, long lasting partnerships.
Business Insurance and Risk Management Consulting - Our goal is to give you the risk management solutions you need to run your business more effectively based on your needs and expectations. Risk consulting, coverage analysis, loss control, and claims management are the cornerstones of our commercial property and casualty practice.
HUB International St. Joseph insurance office Core Values (DOTS):
Determination: Unsatisfied until we are the best. We go the extra mile for clients and colleagues. Ownership: Responsible for each other, or clients and our goals. Teamwork: Together we attain greater success. sincerity: Giving and Receiving direct and caring communication.
Proudly Partnering with Local Professional Associations
-
Commercial Property Insurance
Businesses require protection in the event that physical assets are damaged or destroyed. Learn about HUB's commercial property insurance solutions here.
-
General Liability Insurance
General liability insurance is vital for business protection from lawsuits. HUB will work with your business to identify coverage that best fits your needs.
-
Workers’ Compensation Insurance
Workers’ compensation insurance can be complex and costly. Our specialists can identify coverage options that reduce liability risks to your business.
-
Business Owners Policy
A business owners policy (BOP) is designed to meet the needs of small and mid-size businesses. Learn whether a BOP is the right option for your business.
-
Business Interruption Insurance
Business interruption insurance covers the loss of income a business incurs after a disaster. Learn about HUB's business interruption insurance solutions here.
-
Professional Liability Insurance
Professional liability insurance, also known as errors and omissions insurance, provides extra protection not included in general liability policies.
-
Commercial Auto Insurance
Employee safety is key for businesses that rely on vehicles. HUB can help you develop a commercial auto insurance policy customized for your business needs.
-
Surety Bond Insurance
Surety bond insurance is a financial guarantee that the covered party will fulfill their contractual obligations. Work with HUB to find the construction surety bond for you.
-
Marine Insurance
HUB 's marine insurance specialists are familiar with the ocean and inland marine risk and coverage requirements. Contact a HUB specialist to learn more.
-
Environmental Insurance
Environmental risks and liabilities can arise for virtually any business. Protect your business with an environmental insurance policy from HUB.
-
Cyber Insurance
Cyber insurance protects your business against cyber security risks and data breaches. Read more about HUB's cyber insurance here!
-
Directors and Officers Insurance
If you’re a board member or a key executive, directors and officers insurance can protect your personal assets in the event of a lawsuit.
-
Employment Practices Liability Insurance (EPLI)
EPL Insurance mitigates risk by protecting your business against fraudulent employment-related claims. Learn about HUB’s EPLI options here.
-
Fiduciary Liability Insurance
Companies must advise employees about health plan changes. Invest in fiduciary liability insurance with HUB to protect yourself.
-
Kidnap and Ransom Insurance
Each year there are about 15,000 kidnaps for ransom, generating millions in income. Protect yourself with a kidnap and ransom insurance policy.
-
Strategic Benefits Planning
With strategic benefits planning, you can create an employee benefits plan that meets your short and long term goals. Collaborate with HUB today!
-
Healthcare Cost Management
Employers everywhere are trying to manage increasing healthcare program costs. Learn about healthcare cost management strategies to reduce employee benefits costs.
-
HR Technology and Benefits Administration
HUB can help you identify the HR technology that best fits your business goals and implement a benefits administration solution. Read more here!
-
Employee Health and Performance
Work with HUB to design an employee health and wellness program. Population health management is key to achieving workforce employee health and performance goals.
-
Voluntary Benefits
With a voluntary benefits plan, employers can attract and retain talent without allocating additional budget. Learn more about voluntary employee benefits here!
-
Benefits Communication
Amplify your employee engagement and benefits communication strategy to make your employees stand up and take notice.
-
Workforce Absence Management
A happy workforce is a high performing workforce. Learn about how HUB can help your company improve employee productivity and safety.
-
Homeowner’s Insurance
Whether you own a high value home, multiple properties and even coastal properties, HUB can secure customized homeowners insurance coverage to meet your unique needs.
-
Auto Insurance
We’ll find the right auto insurance coverage for your luxury and collector cars as well as motorcycles, motor homes, and even golf carts.
-
High Net Worth Insurance Services
The HUB PCA group offers high net worth insurance solutions. Learn more about this offering here.
-
Personal Umbrella Insurance
One lawsuit can change everything. Personal umbrella policies protect the financial future you’ve worked a lifetime to build.
-
Claims Management
HUB offers a variety of claims management solutions. Learn more about these offerings here.
-
Crisis Management & Organizational Resilience
HUB’s crisis management and emergency planning best practices minimize losses and ensure organizational resilience to quickly get back to normal. Learn how.
-
Workforce Absence Management
A happy workforce is a high performing workforce. Learn about how HUB can help your company improve employee productivity and safety.
-
Property Risk Management
HUB offers clients property risk management solutions. Learn more about our property risk management programs here.
-
Workplace Safety Management
Establishing an employee and workplace safety plan is critical for businesses. Explore HUB's workplace safety solutions here.
-
Risk Management Information System
Technology risk can threaten assets and processes vital to your business. Learn about HUB's Risk Management Information System.
Business
-
Commercial Property Insurance
Businesses require protection in the event that physical assets are damaged or destroyed. Learn about HUB's commercial property insurance solutions here.
-
General Liability Insurance
General liability insurance is vital for business protection from lawsuits. HUB will work with your business to identify coverage that best fits your needs.
-
Workers’ Compensation Insurance
Workers’ compensation insurance can be complex and costly. Our specialists can identify coverage options that reduce liability risks to your business.
-
Business Owners Policy
A business owners policy (BOP) is designed to meet the needs of small and mid-size businesses. Learn whether a BOP is the right option for your business.
-
Business Interruption Insurance
Business interruption insurance covers the loss of income a business incurs after a disaster. Learn about HUB's business interruption insurance solutions here.
-
Professional Liability Insurance
Professional liability insurance, also known as errors and omissions insurance, provides extra protection not included in general liability policies.
-
Commercial Auto Insurance
Employee safety is key for businesses that rely on vehicles. HUB can help you develop a commercial auto insurance policy customized for your business needs.
-
Surety Bond Insurance
Surety bond insurance is a financial guarantee that the covered party will fulfill their contractual obligations. Work with HUB to find the construction surety bond for you.
-
Marine Insurance
HUB 's marine insurance specialists are familiar with the ocean and inland marine risk and coverage requirements. Contact a HUB specialist to learn more.
-
Environmental Insurance
Environmental risks and liabilities can arise for virtually any business. Protect your business with an environmental insurance policy from HUB.
-
Cyber Insurance
Cyber insurance protects your business against cyber security risks and data breaches. Read more about HUB's cyber insurance here!
-
Directors and Officers Insurance
If you’re a board member or a key executive, directors and officers insurance can protect your personal assets in the event of a lawsuit.
-
Employment Practices Liability Insurance (EPLI)
EPL Insurance mitigates risk by protecting your business against fraudulent employment-related claims. Learn about HUB’s EPLI options here.
-
Fiduciary Liability Insurance
Companies must advise employees about health plan changes. Invest in fiduciary liability insurance with HUB to protect yourself.
-
Kidnap and Ransom Insurance
Each year there are about 15,000 kidnaps for ransom, generating millions in income. Protect yourself with a kidnap and ransom insurance policy.
Employee Benefits
-
Strategic Benefits Planning
With strategic benefits planning, you can create an employee benefits plan that meets your short and long term goals. Collaborate with HUB today!
-
Healthcare Cost Management
Employers everywhere are trying to manage increasing healthcare program costs. Learn about healthcare cost management strategies to reduce employee benefits costs.
-
HR Technology and Benefits Administration
HUB can help you identify the HR technology that best fits your business goals and implement a benefits administration solution. Read more here!
-
Employee Health and Performance
Work with HUB to design an employee health and wellness program. Population health management is key to achieving workforce employee health and performance goals.
-
Voluntary Benefits
With a voluntary benefits plan, employers can attract and retain talent without allocating additional budget. Learn more about voluntary employee benefits here!
-
Benefits Communication
Amplify your employee engagement and benefits communication strategy to make your employees stand up and take notice.
-
Workforce Absence Management
A happy workforce is a high performing workforce. Learn about how HUB can help your company improve employee productivity and safety.
Industries
-
Homeowner’s Insurance
Whether you own a high value home, multiple properties and even coastal properties, HUB can secure customized homeowners insurance coverage to meet your unique needs.
-
Auto Insurance
We’ll find the right auto insurance coverage for your luxury and collector cars as well as motorcycles, motor homes, and even golf carts.
-
High Net Worth Insurance Services
The HUB PCA group offers high net worth insurance solutions. Learn more about this offering here.
-
Personal Umbrella Insurance
One lawsuit can change everything. Personal umbrella policies protect the financial future you’ve worked a lifetime to build.
Risk Management
-
Claims Management
HUB offers a variety of claims management solutions. Learn more about these offerings here.
-
Crisis Management & Organizational Resilience
HUB’s crisis management and emergency planning best practices minimize losses and ensure organizational resilience to quickly get back to normal. Learn how.
-
Workforce Absence Management
A happy workforce is a high performing workforce. Learn about how HUB can help your company improve employee productivity and safety.
-
Property Risk Management
HUB offers clients property risk management solutions. Learn more about our property risk management programs here.
-
Workplace Safety Management
Establishing an employee and workplace safety plan is critical for businesses. Explore HUB's workplace safety solutions here.
-
Risk Management Information System
Technology risk can threaten assets and processes vital to your business. Learn about HUB's Risk Management Information System.
HUB GIVES IS HOW WE GIVE BACK
Each of us has something to give — and at HUB, we believe in giving back to the communities in which we live and work, making them stronger now and in the future. HUB Gives is our way of donating our time, creativity, passion and connections to community projects that make a difference.
At HUB St Joseph, we’ve chosen projects that give back to our local community and help support our underserved children.
HUB International St. Joseph is a privately held insurance brokerage providing exceptional resources and services from a local and national perspective. As part of HUB International Limited, we continue to grow the business both organically and through mergers and acquisitions. HUB International is the 7th largest insurance broker in the world with offices across the United States and Canada.
One can learn a lot about an organization by what they value most. At our St. Joseph insurance office, we value partnerships and everything we do is centered on the client relationship. We are never satisfied in just delivering what is expected. Our goal is to exceed expectations which we believe is the core to developing true, long lasting partnerships.
Business Insurance and Risk Management Consulting - Our goal is to give you the risk management solutions you need to run your business more effectively based on your needs and expectations. Risk consulting, coverage analysis, loss control, and claims management are the cornerstones of our commercial property and casualty practice.
HUB International St. Joseph insurance office Core Values (DOTS):
Determination: Unsatisfied until we are the best. We go the extra mile for clients and colleagues. Ownership: Responsible for each other, or clients and our goals. Teamwork: Together we attain greater success. sincerity: Giving and Receiving direct and caring communication.
Proudly Partnering with Local Professional Associations
-
Commercial Property Insurance
Businesses require protection in the event that physical assets are damaged or destroyed. Learn about HUB's commercial property insurance solutions here.
-
General Liability Insurance
General liability insurance is vital for business protection from lawsuits. HUB will work with your business to identify coverage that best fits your needs.
-
Workers’ Compensation Insurance
Workers’ compensation insurance can be complex and costly. Our specialists can identify coverage options that reduce liability risks to your business.
-
Business Owners Policy
A business owners policy (BOP) is designed to meet the needs of small and mid-size businesses. Learn whether a BOP is the right option for your business.
-
Business Interruption Insurance
Business interruption insurance covers the loss of income a business incurs after a disaster. Learn about HUB's business interruption insurance solutions here.
-
Professional Liability Insurance
Professional liability insurance, also known as errors and omissions insurance, provides extra protection not included in general liability policies.
-
Commercial Auto Insurance
Employee safety is key for businesses that rely on vehicles. HUB can help you develop a commercial auto insurance policy customized for your business needs.
-
Surety Bond Insurance
Surety bond insurance is a financial guarantee that the covered party will fulfill their contractual obligations. Work with HUB to find the construction surety bond for you.
-
Marine Insurance
HUB 's marine insurance specialists are familiar with the ocean and inland marine risk and coverage requirements. Contact a HUB specialist to learn more.
-
Environmental Insurance
Environmental risks and liabilities can arise for virtually any business. Protect your business with an environmental insurance policy from HUB.
-
Cyber Insurance
Cyber insurance protects your business against cyber security risks and data breaches. Read more about HUB's cyber insurance here!
-
Directors and Officers Insurance
If you’re a board member or a key executive, directors and officers insurance can protect your personal assets in the event of a lawsuit.
-
Employment Practices Liability Insurance (EPLI)
EPL Insurance mitigates risk by protecting your business against fraudulent employment-related claims. Learn about HUB’s EPLI options here.
-
Fiduciary Liability Insurance
Companies must advise employees about health plan changes. Invest in fiduciary liability insurance with HUB to protect yourself.
-
Kidnap and Ransom Insurance
Each year there are about 15,000 kidnaps for ransom, generating millions in income. Protect yourself with a kidnap and ransom insurance policy.
-
Strategic Benefits Planning
With strategic benefits planning, you can create an employee benefits plan that meets your short and long term goals. Collaborate with HUB today!
-
Healthcare Cost Management
Employers everywhere are trying to manage increasing healthcare program costs. Learn about healthcare cost management strategies to reduce employee benefits costs.
-
HR Technology and Benefits Administration
HUB can help you identify the HR technology that best fits your business goals and implement a benefits administration solution. Read more here!
-
Employee Health and Performance
Work with HUB to design an employee health and wellness program. Population health management is key to achieving workforce employee health and performance goals.
-
Voluntary Benefits
With a voluntary benefits plan, employers can attract and retain talent without allocating additional budget. Learn more about voluntary employee benefits here!
-
Benefits Communication
Amplify your employee engagement and benefits communication strategy to make your employees stand up and take notice.
-
Workforce Absence Management
A happy workforce is a high performing workforce. Learn about how HUB can help your company improve employee productivity and safety.
-
Homeowner’s Insurance
Whether you own a high value home, multiple properties and even coastal properties, HUB can secure customized homeowners insurance coverage to meet your unique needs.
-
Auto Insurance
We’ll find the right auto insurance coverage for your luxury and collector cars as well as motorcycles, motor homes, and even golf carts.
-
High Net Worth Insurance Services
The HUB PCA group offers high net worth insurance solutions. Learn more about this offering here.
-
Personal Umbrella Insurance
One lawsuit can change everything. Personal umbrella policies protect the financial future you’ve worked a lifetime to build.
-
Claims Management
HUB offers a variety of claims management solutions. Learn more about these offerings here.
-
Crisis Management & Organizational Resilience
HUB’s crisis management and emergency planning best practices minimize losses and ensure organizational resilience to quickly get back to normal. Learn how.
-
Workforce Absence Management
A happy workforce is a high performing workforce. Learn about how HUB can help your company improve employee productivity and safety.
-
Property Risk Management
HUB offers clients property risk management solutions. Learn more about our property risk management programs here.
-
Workplace Safety Management
Establishing an employee and workplace safety plan is critical for businesses. Explore HUB's workplace safety solutions here.
-
Risk Management Information System
Technology risk can threaten assets and processes vital to your business. Learn about HUB's Risk Management Information System.
Business
-
Commercial Property Insurance
Businesses require protection in the event that physical assets are damaged or destroyed. Learn about HUB's commercial property insurance solutions here.
-
General Liability Insurance
General liability insurance is vital for business protection from lawsuits. HUB will work with your business to identify coverage that best fits your needs.
-
Workers’ Compensation Insurance
Workers’ compensation insurance can be complex and costly. Our specialists can identify coverage options that reduce liability risks to your business.
-
Business Owners Policy
A business owners policy (BOP) is designed to meet the needs of small and mid-size businesses. Learn whether a BOP is the right option for your business.
-
Business Interruption Insurance
Business interruption insurance covers the loss of income a business incurs after a disaster. Learn about HUB's business interruption insurance solutions here.
-
Professional Liability Insurance
Professional liability insurance, also known as errors and omissions insurance, provides extra protection not included in general liability policies.
-
Commercial Auto Insurance
Employee safety is key for businesses that rely on vehicles. HUB can help you develop a commercial auto insurance policy customized for your business needs.
-
Surety Bond Insurance
Surety bond insurance is a financial guarantee that the covered party will fulfill their contractual obligations. Work with HUB to find the construction surety bond for you.
-
Marine Insurance
HUB 's marine insurance specialists are familiar with the ocean and inland marine risk and coverage requirements. Contact a HUB specialist to learn more.
-
Environmental Insurance
Environmental risks and liabilities can arise for virtually any business. Protect your business with an environmental insurance policy from HUB.
-
Cyber Insurance
Cyber insurance protects your business against cyber security risks and data breaches. Read more about HUB's cyber insurance here!
-
Directors and Officers Insurance
If you’re a board member or a key executive, directors and officers insurance can protect your personal assets in the event of a lawsuit.
-
Employment Practices Liability Insurance (EPLI)
EPL Insurance mitigates risk by protecting your business against fraudulent employment-related claims. Learn about HUB’s EPLI options here.
-
Fiduciary Liability Insurance
Companies must advise employees about health plan changes. Invest in fiduciary liability insurance with HUB to protect yourself.
-
Kidnap and Ransom Insurance
Each year there are about 15,000 kidnaps for ransom, generating millions in income. Protect yourself with a kidnap and ransom insurance policy.
Employee Benefits
-
Strategic Benefits Planning
With strategic benefits planning, you can create an employee benefits plan that meets your short and long term goals. Collaborate with HUB today!
-
Healthcare Cost Management
Employers everywhere are trying to manage increasing healthcare program costs. Learn about healthcare cost management strategies to reduce employee benefits costs.
-
HR Technology and Benefits Administration
HUB can help you identify the HR technology that best fits your business goals and implement a benefits administration solution. Read more here!
-
Employee Health and Performance
Work with HUB to design an employee health and wellness program. Population health management is key to achieving workforce employee health and performance goals.
-
Voluntary Benefits
With a voluntary benefits plan, employers can attract and retain talent without allocating additional budget. Learn more about voluntary employee benefits here!
-
Benefits Communication
Amplify your employee engagement and benefits communication strategy to make your employees stand up and take notice.
-
Workforce Absence Management
A happy workforce is a high performing workforce. Learn about how HUB can help your company improve employee productivity and safety.
Industries
-
Homeowner’s Insurance
Whether you own a high value home, multiple properties and even coastal properties, HUB can secure customized homeowners insurance coverage to meet your unique needs.
-
Auto Insurance
We’ll find the right auto insurance coverage for your luxury and collector cars as well as motorcycles, motor homes, and even golf carts.
-
High Net Worth Insurance Services
The HUB PCA group offers high net worth insurance solutions. Learn more about this offering here.
-
Personal Umbrella Insurance
One lawsuit can change everything. Personal umbrella policies protect the financial future you’ve worked a lifetime to build.
Risk Management
-
Claims Management
HUB offers a variety of claims management solutions. Learn more about these offerings here.
-
Crisis Management & Organizational Resilience
HUB’s crisis management and emergency planning best practices minimize losses and ensure organizational resilience to quickly get back to normal. Learn how.
-
Workforce Absence Management
A happy workforce is a high performing workforce. Learn about how HUB can help your company improve employee productivity and safety.
-
Property Risk Management
HUB offers clients property risk management solutions. Learn more about our property risk management programs here.
-
Workplace Safety Management
Establishing an employee and workplace safety plan is critical for businesses. Explore HUB's workplace safety solutions here.
-
Risk Management Information System
Technology risk can threaten assets and processes vital to your business. Learn about HUB's Risk Management Information System.
HUB GIVES IS HOW WE GIVE BACK
Each of us has something to give — and at HUB, we believe in giving back to the communities in which we live and work, making them stronger now and in the future. HUB Gives is our way of donating our time, creativity, passion and connections to community projects that make a difference.
At HUB St Joseph, we’ve chosen projects that give back to our local community and help support our underserved children.