HUB International Gainesville
- Business
- Employee Benefits
- Personal
- 352-377-2002 Main
- 352-376-8393 Fax
Gainesville, FL 32606 Find Nearby Offices

OFFICE CLOSURE DUE TO CORONAVIRUS (COVID-19)
Our office is currently closed and we’re working remotely, but we’re here to help. Call us.
Get the Details
Scarborough Insurance has been serving the Gainesville area since 1961, when our founder, Earl Scarborough, left his coaching position at the University of Florida and opened an insurance practice. His son Rick joined the business in 1972 and his grandson, Brian, subsequently joined in 1996. Scarborough Insurance joined HUB International Florida in 2017. The merger better positioned our agency to serve our customers by adding the vast resources and expertise of HUB International, ranked among the Top 10 insurance brokerages worldwide.
Our experienced, professional staff of insurance brokers in Gainesville provide a consultative approach to our Personal and Commercial clients for all lines of insurance as well as employee benefits and all types of bonds. Tailoring commercial insurance packages and employee benefit programs for large and small businesses is our specialty. As independent agents, we have the unique ability to shop the insurance marketplace on your behalf in order to find the optimal combination of coverage and price.
We are also the long-time servicing agent of the University of Florida’s Student Health Insurance program.
UF STUDENT HEALTH INSURANCE:
There is one plan of benefits for University of Florida students. Benefit details, prices, eligibility and enrollment procedures may be viewed on the United Healthcare Student Resources website. International students and Visiting Scholars may also find plan information on this site or by visiting the Office for International Study located inside The Hub.
-
Workers’ Compensation Insurance
Workers’ compensation insurance can be a significant expense. Work with HUB’s experienced brokers to reduce the risks associated with your business.
-
Business Owners Policy
A business owners policy (BOP) is designed to meet the needs of small and mid-size businesses. Learn whether a BOP is the right option for your business.
-
Professional Liability Insurance
Professional liability insurance, also known as errors and omissions insurance, provides extra protection not included in general liability policies.
-
Commercial Auto Insurance
Employee safety is key for businesses that rely on vehicles. HUB can help you develop a commercial auto insurance policy customized for your business needs.
-
Surety Bond Insurance
HUB is one of the nation's largest providers of surety bond insurance. Work with HUB to identify surety bonds that meet your needs.
-
Marine Insurance
HUB 's marine insurance specialists are familiar with the ocean and inland marine risk and coverage requirements. Contact a HUB specialist to learn more.
-
Cyber Insurance
Cyber risk has been increasing alongside the rise in technology. Invest in a cyber insurance policy with HUB to protect your company and employees.
-
Directors and Officers Insurance
Attract & retain top talent by offering board members and officers protection through directors and officers insurance. Learn more about D&O insurance options!
-
Employment Practices Liability Insurance (EPLI)
EPL Insurance mitigates risk by protecting your business against fraudulent employment-related claims. Learn about HUB’s EPLI options here.
-
Crisis Management & Organizational Resilience
HUB’s crisis management and emergency planning best practices minimize losses and ensure organizational resilience to quickly get back to normal. Learn how.
-
Strategic Benefits Planning
Collaborate with HUB in a strategic benefits planning effort to create a three to five-year plan that meets your short and long term goals.
-
Healthcare Cost Management
Employers everywhere are trying to manage increasing healthcare costs. Learn about healthcare cost management strategies to reduce employee benefits costs.
-
HR Technology and Benefits Administration
Work with HUB to identify and implement the best benefits administration solution and HR technology platform for your business.
-
Employee Health and Performance
Work with HUB to design a comprehensive population health management plan that will help your workforce achieve employee health and performance goals.
-
Voluntary Benefits
Voluntary benefits is a way for employers to attract and retain talent without allocating additional budget. Learn more about voluntary benefits here.
-
Human Resources Consulting
Efficiently managing human resources is critical to a company’s success. Contact HUB to learn about our human resources consulting services today.
-
Workforce Absence Management
A happy workforce is a high performing workforce. Learn about how HUB can help your company improve employee productivity and safety.
-
Auto Insurance
Find the ideal auto insurance for your vehicle, and protect yourself from medical costs associated with accidents. Contact a HUB advisor for a quote today.
-
Homeowner’s Insurance
Homeowners insurance protects you and members of your household from getting sued for bodily injury or property damage. Contact a HUB advisor today!
-
High Net Worth Insurance Services
The HUB PCA group offers high net worth insurance solutions. Learn more about this offering here.
-
Personal Umbrella Insurance
HUB International’s personal umbrella insurance protects the financial future you’ve worked a lifetime to build. Get a personal umbrella policy quote today.
-
Co-op and Condo Insurance
Ensure that you are insured for updates made to your condo by previous owners. Contact a HUB condo insurance advisor to build a custom condo insurance solution.
-
Boat Insurance
New boat? Eliminate uncertainties by purchasing boat insurance from HUB. From fishing boats to yachts, we will customize our policy to meet your unique needs.
-
Classic Car Insurance
HUB International classic car insurance protects your antique or classic vehicle with tailored insurance solutions. Get a quote today!
-
Flood Insurance
HUB International provides flood insurance coverage that goes beyond the standard homeowners insurance policy. Get a quote today!
-
Fine Arts Insurance
HUB offers a variety of fine arts insurance solutions. Protect your fine art, collectibles, and antiquities with a fine arts insurance policy from HUB.
-
Jewelry Insurance
If you own jewelry, a standard homeowner’s policy may not provide adequate coverage. Contact a HUB advisor to find the right jewelry insurance for you today.
-
Travel Insurance
Purchase travel insurance to ensure that you are protected in case of cancellation. Contact a HUB advisor to get a travel insurance policy quote today.
-
Individual Health Insurance
Get quality individual health insurance at an affordable price. Talk to a HUB advisor to get a quote today.
-
Construction Insurance
Construction insurance is a category of insurance representing insurance policies that protect businesses from risk during all types of construction projects.
-
Real Estate Insurance
HUB offers real estate insurance solutions for commercial and residential clients. Connect with a HUB advisor for custom real estate insurance today.
-
Agribusiness and Farm Insurance
Agriculture insurance protects against loss of or damage to agricultural land, crops, or livestock. Learn about HUB’s agriculture insurance offering here.
-
Entertainment Insurance
HUB provides entertainment insurance solutions for a variety of entertainment companies. Contact a HUB Entertainment Insurance expert today.
-
Financial Institutions Insurance
HUB takes a hands-on approach to analyzing your business and developing a financial institution insurance program that aligns with your needs.
-
Healthcare Insurance Solutions
HUB offers healthcare insurance solutions for multiple segments in the industry. Connect with a HUB advisor for your custom healthcare insurance solution today.
-
Hospitality Insurance
HUB provides a wide range of hospitality insurance options. Contact a HUB Hospitality expert for your solution today.
-
Transportation Insurance
HUB Transportation is the commercial trucking insurance industry’s leading advisor. Learn more about HUB’s transportation insurance offerings here.
Business
-
Workers’ Compensation Insurance
Workers’ compensation insurance can be a significant expense. Work with HUB’s experienced brokers to reduce the risks associated with your business.
-
Business Owners Policy
A business owners policy (BOP) is designed to meet the needs of small and mid-size businesses. Learn whether a BOP is the right option for your business.
-
Professional Liability Insurance
Professional liability insurance, also known as errors and omissions insurance, provides extra protection not included in general liability policies.
-
Commercial Auto Insurance
Employee safety is key for businesses that rely on vehicles. HUB can help you develop a commercial auto insurance policy customized for your business needs.
-
Surety Bond Insurance
HUB is one of the nation's largest providers of surety bond insurance. Work with HUB to identify surety bonds that meet your needs.
-
Marine Insurance
HUB 's marine insurance specialists are familiar with the ocean and inland marine risk and coverage requirements. Contact a HUB specialist to learn more.
-
Cyber Insurance
Cyber risk has been increasing alongside the rise in technology. Invest in a cyber insurance policy with HUB to protect your company and employees.
-
Directors and Officers Insurance
Attract & retain top talent by offering board members and officers protection through directors and officers insurance. Learn more about D&O insurance options!
-
Employment Practices Liability Insurance (EPLI)
EPL Insurance mitigates risk by protecting your business against fraudulent employment-related claims. Learn about HUB’s EPLI options here.
-
Crisis Management & Organizational Resilience
HUB’s crisis management and emergency planning best practices minimize losses and ensure organizational resilience to quickly get back to normal. Learn how.
Employee Benefits
-
Strategic Benefits Planning
Collaborate with HUB in a strategic benefits planning effort to create a three to five-year plan that meets your short and long term goals.
-
Healthcare Cost Management
Employers everywhere are trying to manage increasing healthcare costs. Learn about healthcare cost management strategies to reduce employee benefits costs.
-
HR Technology and Benefits Administration
Work with HUB to identify and implement the best benefits administration solution and HR technology platform for your business.
-
Employee Health and Performance
Work with HUB to design a comprehensive population health management plan that will help your workforce achieve employee health and performance goals.
-
Voluntary Benefits
Voluntary benefits is a way for employers to attract and retain talent without allocating additional budget. Learn more about voluntary benefits here.
-
Human Resources Consulting
Efficiently managing human resources is critical to a company’s success. Contact HUB to learn about our human resources consulting services today.
-
Workforce Absence Management
A happy workforce is a high performing workforce. Learn about how HUB can help your company improve employee productivity and safety.
-
Auto Insurance
Find the ideal auto insurance for your vehicle, and protect yourself from medical costs associated with accidents. Contact a HUB advisor for a quote today.
-
Homeowner’s Insurance
Homeowners insurance protects you and members of your household from getting sued for bodily injury or property damage. Contact a HUB advisor today!
-
High Net Worth Insurance Services
The HUB PCA group offers high net worth insurance solutions. Learn more about this offering here.
-
Personal Umbrella Insurance
HUB International’s personal umbrella insurance protects the financial future you’ve worked a lifetime to build. Get a personal umbrella policy quote today.
-
Co-op and Condo Insurance
Ensure that you are insured for updates made to your condo by previous owners. Contact a HUB condo insurance advisor to build a custom condo insurance solution.
-
Boat Insurance
New boat? Eliminate uncertainties by purchasing boat insurance from HUB. From fishing boats to yachts, we will customize our policy to meet your unique needs.
-
Classic Car Insurance
HUB International classic car insurance protects your antique or classic vehicle with tailored insurance solutions. Get a quote today!
-
Flood Insurance
HUB International provides flood insurance coverage that goes beyond the standard homeowners insurance policy. Get a quote today!
-
Fine Arts Insurance
HUB offers a variety of fine arts insurance solutions. Protect your fine art, collectibles, and antiquities with a fine arts insurance policy from HUB.
-
Jewelry Insurance
If you own jewelry, a standard homeowner’s policy may not provide adequate coverage. Contact a HUB advisor to find the right jewelry insurance for you today.
-
Travel Insurance
Purchase travel insurance to ensure that you are protected in case of cancellation. Contact a HUB advisor to get a travel insurance policy quote today.
-
Individual Health Insurance
Get quality individual health insurance at an affordable price. Talk to a HUB advisor to get a quote today.
Industries
-
Construction Insurance
Construction insurance is a category of insurance representing insurance policies that protect businesses from risk during all types of construction projects.
-
Real Estate Insurance
HUB offers real estate insurance solutions for commercial and residential clients. Connect with a HUB advisor for custom real estate insurance today.
-
Agribusiness and Farm Insurance
Agriculture insurance protects against loss of or damage to agricultural land, crops, or livestock. Learn about HUB’s agriculture insurance offering here.
-
Entertainment Insurance
HUB provides entertainment insurance solutions for a variety of entertainment companies. Contact a HUB Entertainment Insurance expert today.
-
Financial Institutions Insurance
HUB takes a hands-on approach to analyzing your business and developing a financial institution insurance program that aligns with your needs.
-
Healthcare Insurance Solutions
HUB offers healthcare insurance solutions for multiple segments in the industry. Connect with a HUB advisor for your custom healthcare insurance solution today.
-
Hospitality Insurance
HUB provides a wide range of hospitality insurance options. Contact a HUB Hospitality expert for your solution today.
-
Transportation Insurance
HUB Transportation is the commercial trucking insurance industry’s leading advisor. Learn more about HUB’s transportation insurance offerings here.
HUB Gives Is How We Give Back
Each of us has something to give — and at HUB, we believe in giving back to the communities in which we live and work, making them stronger now and in the future. HUB Gives is our way of donating our time, creativity, passion and connections to community projects that make a difference.
At HUB Gainesville, we’ve chosen projects that will help make life better for children with critical illnesses, and will empower vulnerable and underserved people to achieve their full potential.
HUB Gives Links
Scarborough Insurance has been serving the Gainesville area since 1961, when our founder, Earl Scarborough, left his coaching position at the University of Florida and opened an insurance practice. His son Rick joined the business in 1972 and his grandson, Brian, subsequently joined in 1996. Scarborough Insurance joined HUB International Florida in 2017. The merger better positioned our agency to serve our customers by adding the vast resources and expertise of HUB International, ranked among the Top 10 insurance brokerages worldwide.
Our experienced, professional staff of insurance brokers in Gainesville provide a consultative approach to our Personal and Commercial clients for all lines of insurance as well as employee benefits and all types of bonds. Tailoring commercial insurance packages and employee benefit programs for large and small businesses is our specialty. As independent agents, we have the unique ability to shop the insurance marketplace on your behalf in order to find the optimal combination of coverage and price.
We are also the long-time servicing agent of the University of Florida’s Student Health Insurance program.
UF STUDENT HEALTH INSURANCE:
There is one plan of benefits for University of Florida students. Benefit details, prices, eligibility and enrollment procedures may be viewed on the United Healthcare Student Resources website. International students and Visiting Scholars may also find plan information on this site or by visiting the Office for International Study located inside The Hub.
-
Workers’ Compensation Insurance
Workers’ compensation insurance can be a significant expense. Work with HUB’s experienced brokers to reduce the risks associated with your business.
-
Business Owners Policy
A business owners policy (BOP) is designed to meet the needs of small and mid-size businesses. Learn whether a BOP is the right option for your business.
-
Professional Liability Insurance
Professional liability insurance, also known as errors and omissions insurance, provides extra protection not included in general liability policies.
-
Commercial Auto Insurance
Employee safety is key for businesses that rely on vehicles. HUB can help you develop a commercial auto insurance policy customized for your business needs.
-
Surety Bond Insurance
HUB is one of the nation's largest providers of surety bond insurance. Work with HUB to identify surety bonds that meet your needs.
-
Marine Insurance
HUB 's marine insurance specialists are familiar with the ocean and inland marine risk and coverage requirements. Contact a HUB specialist to learn more.
-
Cyber Insurance
Cyber risk has been increasing alongside the rise in technology. Invest in a cyber insurance policy with HUB to protect your company and employees.
-
Directors and Officers Insurance
Attract & retain top talent by offering board members and officers protection through directors and officers insurance. Learn more about D&O insurance options!
-
Employment Practices Liability Insurance (EPLI)
EPL Insurance mitigates risk by protecting your business against fraudulent employment-related claims. Learn about HUB’s EPLI options here.
-
Crisis Management & Organizational Resilience
HUB’s crisis management and emergency planning best practices minimize losses and ensure organizational resilience to quickly get back to normal. Learn how.
-
Strategic Benefits Planning
Collaborate with HUB in a strategic benefits planning effort to create a three to five-year plan that meets your short and long term goals.
-
Healthcare Cost Management
Employers everywhere are trying to manage increasing healthcare costs. Learn about healthcare cost management strategies to reduce employee benefits costs.
-
HR Technology and Benefits Administration
Work with HUB to identify and implement the best benefits administration solution and HR technology platform for your business.
-
Employee Health and Performance
Work with HUB to design a comprehensive population health management plan that will help your workforce achieve employee health and performance goals.
-
Voluntary Benefits
Voluntary benefits is a way for employers to attract and retain talent without allocating additional budget. Learn more about voluntary benefits here.
-
Human Resources Consulting
Efficiently managing human resources is critical to a company’s success. Contact HUB to learn about our human resources consulting services today.
-
Workforce Absence Management
A happy workforce is a high performing workforce. Learn about how HUB can help your company improve employee productivity and safety.
-
Auto Insurance
Find the ideal auto insurance for your vehicle, and protect yourself from medical costs associated with accidents. Contact a HUB advisor for a quote today.
-
Homeowner’s Insurance
Homeowners insurance protects you and members of your household from getting sued for bodily injury or property damage. Contact a HUB advisor today!
-
High Net Worth Insurance Services
The HUB PCA group offers high net worth insurance solutions. Learn more about this offering here.
-
Personal Umbrella Insurance
HUB International’s personal umbrella insurance protects the financial future you’ve worked a lifetime to build. Get a personal umbrella policy quote today.
-
Co-op and Condo Insurance
Ensure that you are insured for updates made to your condo by previous owners. Contact a HUB condo insurance advisor to build a custom condo insurance solution.
-
Boat Insurance
New boat? Eliminate uncertainties by purchasing boat insurance from HUB. From fishing boats to yachts, we will customize our policy to meet your unique needs.
-
Classic Car Insurance
HUB International classic car insurance protects your antique or classic vehicle with tailored insurance solutions. Get a quote today!
-
Flood Insurance
HUB International provides flood insurance coverage that goes beyond the standard homeowners insurance policy. Get a quote today!
-
Fine Arts Insurance
HUB offers a variety of fine arts insurance solutions. Protect your fine art, collectibles, and antiquities with a fine arts insurance policy from HUB.
-
Jewelry Insurance
If you own jewelry, a standard homeowner’s policy may not provide adequate coverage. Contact a HUB advisor to find the right jewelry insurance for you today.
-
Travel Insurance
Purchase travel insurance to ensure that you are protected in case of cancellation. Contact a HUB advisor to get a travel insurance policy quote today.
-
Individual Health Insurance
Get quality individual health insurance at an affordable price. Talk to a HUB advisor to get a quote today.
-
Construction Insurance
Construction insurance is a category of insurance representing insurance policies that protect businesses from risk during all types of construction projects.
-
Real Estate Insurance
HUB offers real estate insurance solutions for commercial and residential clients. Connect with a HUB advisor for custom real estate insurance today.
-
Agribusiness and Farm Insurance
Agriculture insurance protects against loss of or damage to agricultural land, crops, or livestock. Learn about HUB’s agriculture insurance offering here.
-
Entertainment Insurance
HUB provides entertainment insurance solutions for a variety of entertainment companies. Contact a HUB Entertainment Insurance expert today.
-
Financial Institutions Insurance
HUB takes a hands-on approach to analyzing your business and developing a financial institution insurance program that aligns with your needs.
-
Healthcare Insurance Solutions
HUB offers healthcare insurance solutions for multiple segments in the industry. Connect with a HUB advisor for your custom healthcare insurance solution today.
-
Hospitality Insurance
HUB provides a wide range of hospitality insurance options. Contact a HUB Hospitality expert for your solution today.
-
Transportation Insurance
HUB Transportation is the commercial trucking insurance industry’s leading advisor. Learn more about HUB’s transportation insurance offerings here.
Business
-
Workers’ Compensation Insurance
Workers’ compensation insurance can be a significant expense. Work with HUB’s experienced brokers to reduce the risks associated with your business.
-
Business Owners Policy
A business owners policy (BOP) is designed to meet the needs of small and mid-size businesses. Learn whether a BOP is the right option for your business.
-
Professional Liability Insurance
Professional liability insurance, also known as errors and omissions insurance, provides extra protection not included in general liability policies.
-
Commercial Auto Insurance
Employee safety is key for businesses that rely on vehicles. HUB can help you develop a commercial auto insurance policy customized for your business needs.
-
Surety Bond Insurance
HUB is one of the nation's largest providers of surety bond insurance. Work with HUB to identify surety bonds that meet your needs.
-
Marine Insurance
HUB 's marine insurance specialists are familiar with the ocean and inland marine risk and coverage requirements. Contact a HUB specialist to learn more.
-
Cyber Insurance
Cyber risk has been increasing alongside the rise in technology. Invest in a cyber insurance policy with HUB to protect your company and employees.
-
Directors and Officers Insurance
Attract & retain top talent by offering board members and officers protection through directors and officers insurance. Learn more about D&O insurance options!
-
Employment Practices Liability Insurance (EPLI)
EPL Insurance mitigates risk by protecting your business against fraudulent employment-related claims. Learn about HUB’s EPLI options here.
-
Crisis Management & Organizational Resilience
HUB’s crisis management and emergency planning best practices minimize losses and ensure organizational resilience to quickly get back to normal. Learn how.
Employee Benefits
-
Strategic Benefits Planning
Collaborate with HUB in a strategic benefits planning effort to create a three to five-year plan that meets your short and long term goals.
-
Healthcare Cost Management
Employers everywhere are trying to manage increasing healthcare costs. Learn about healthcare cost management strategies to reduce employee benefits costs.
-
HR Technology and Benefits Administration
Work with HUB to identify and implement the best benefits administration solution and HR technology platform for your business.
-
Employee Health and Performance
Work with HUB to design a comprehensive population health management plan that will help your workforce achieve employee health and performance goals.
-
Voluntary Benefits
Voluntary benefits is a way for employers to attract and retain talent without allocating additional budget. Learn more about voluntary benefits here.
-
Human Resources Consulting
Efficiently managing human resources is critical to a company’s success. Contact HUB to learn about our human resources consulting services today.
-
Workforce Absence Management
A happy workforce is a high performing workforce. Learn about how HUB can help your company improve employee productivity and safety.
-
Auto Insurance
Find the ideal auto insurance for your vehicle, and protect yourself from medical costs associated with accidents. Contact a HUB advisor for a quote today.
-
Homeowner’s Insurance
Homeowners insurance protects you and members of your household from getting sued for bodily injury or property damage. Contact a HUB advisor today!
-
High Net Worth Insurance Services
The HUB PCA group offers high net worth insurance solutions. Learn more about this offering here.
-
Personal Umbrella Insurance
HUB International’s personal umbrella insurance protects the financial future you’ve worked a lifetime to build. Get a personal umbrella policy quote today.
-
Co-op and Condo Insurance
Ensure that you are insured for updates made to your condo by previous owners. Contact a HUB condo insurance advisor to build a custom condo insurance solution.
-
Boat Insurance
New boat? Eliminate uncertainties by purchasing boat insurance from HUB. From fishing boats to yachts, we will customize our policy to meet your unique needs.
-
Classic Car Insurance
HUB International classic car insurance protects your antique or classic vehicle with tailored insurance solutions. Get a quote today!
-
Flood Insurance
HUB International provides flood insurance coverage that goes beyond the standard homeowners insurance policy. Get a quote today!
-
Fine Arts Insurance
HUB offers a variety of fine arts insurance solutions. Protect your fine art, collectibles, and antiquities with a fine arts insurance policy from HUB.
-
Jewelry Insurance
If you own jewelry, a standard homeowner’s policy may not provide adequate coverage. Contact a HUB advisor to find the right jewelry insurance for you today.
-
Travel Insurance
Purchase travel insurance to ensure that you are protected in case of cancellation. Contact a HUB advisor to get a travel insurance policy quote today.
-
Individual Health Insurance
Get quality individual health insurance at an affordable price. Talk to a HUB advisor to get a quote today.
Industries
-
Construction Insurance
Construction insurance is a category of insurance representing insurance policies that protect businesses from risk during all types of construction projects.
-
Real Estate Insurance
HUB offers real estate insurance solutions for commercial and residential clients. Connect with a HUB advisor for custom real estate insurance today.
-
Agribusiness and Farm Insurance
Agriculture insurance protects against loss of or damage to agricultural land, crops, or livestock. Learn about HUB’s agriculture insurance offering here.
-
Entertainment Insurance
HUB provides entertainment insurance solutions for a variety of entertainment companies. Contact a HUB Entertainment Insurance expert today.
-
Financial Institutions Insurance
HUB takes a hands-on approach to analyzing your business and developing a financial institution insurance program that aligns with your needs.
-
Healthcare Insurance Solutions
HUB offers healthcare insurance solutions for multiple segments in the industry. Connect with a HUB advisor for your custom healthcare insurance solution today.
-
Hospitality Insurance
HUB provides a wide range of hospitality insurance options. Contact a HUB Hospitality expert for your solution today.
-
Transportation Insurance
HUB Transportation is the commercial trucking insurance industry’s leading advisor. Learn more about HUB’s transportation insurance offerings here.
HUB Gives Links
HUB Gives Is How We Give Back
Each of us has something to give — and at HUB, we believe in giving back to the communities in which we live and work, making them stronger now and in the future. HUB Gives is our way of donating our time, creativity, passion and connections to community projects that make a difference.
At HUB Gainesville, we’ve chosen projects that will help make life better for children with critical illnesses, and will empower vulnerable and underserved people to achieve their full potential.