HUB long term care insurance specialists help protect thousands of senior care organizations nationwide, including skilled nursing, assisted living, memory care, PACE programs, and continuing care retirement communities. We understand that you serve a unique population and operate within an increasingly complex regulatory environment.
Risk management is key.
As Medicare and Medicaid reimbursements decline, it’s more important than ever to manage risk in order to reduce claims and avoid insurance rate increases.
Our insurance specialists will work with you to improve the performance of your organization with integrated business insurance, risk management and employee benefits solutions tailored to the particular needs of the long term care industry. We can:
Help you assess and manage ongoing and evolving risks
Provide access to multiple insurance options and leverage our relationships with top insurers to ensure the best possible terms
Offer risk services consulting for clinical, property and environmental exposures
Advise on captive program formation and management
We have the expertise and experience to support your organization in challenging times, so you can continue to support your patients and residents.
We can help with senior care insurance solutions for:
Medical malpractice and commercial general liability: In an increasingly challenging market, we help you before, during and after renewals to secure the coverage you need, and manage rate increases.
Management liability: We provide a full range of insurance coverage for directors and officers liability, employment practices liability, and fiduciary liability
Environmental liability: In the event of an incident, we help protect your organization from potentially ruinous costs arising from lawsuits, remediation and decontamination processes, or business interruption losses.
Cyber liability: Protecting patient data and having the right insurance coverage is key to avoiding HIPAA violations and penalties. Whether intentional or accidental, a data breach could result in crippling fines and other costs.
Property insurance: We’ll make sure the physical assets of your business — your building, its contents and its grounds, including any owned or leased equipment — are properly covered,
Commercial auto: We help you manage the risks related to non-emergency patient transportation services, and can secure coverage for your vehicles.
Workers’ compensation: We can help you reduce claims by identifying loss patterns and recommending corrective action to reduce injuries.
Employee benefits: A healthy employee population can enhance your bottom line. We can design an employee benefits program that helps you attract and retain talented workers, supports a wide range of employee needs, and keeps your costs under control.