Professional Liability
Professional liability insurance protects professionals and organizations against claims of negligent acts, errors or omissions (E&O) in the delivery of professional services. Built for technology providers, financial advisors, architects, engineers and consulting organizations facing liability from process and system failures.
Why It Matters
Technology dependency is expanding the E&O liability surface
As organizations deploy technology, and increasingly AI-enabled tools, in the delivery of professional services, the errors and omissions liability surface expands. Technology providers, financial advisors, architects, engineers, consultants and healthcare organizations face claims when a system failure, data error or algorithmic outcome falls outside what a traditional professional liability form was structured to cover.
HUB's Approach
Coverage structured around how services are delivered
HUB's Professional and Executive Risk (ProEx) practice structures professional liability coverage around how an organization delivers its professional services — reviewing where a negligent act, technology error or algorithmic outcome could trigger a claim, then designing policy language, limits and retentions that respond to that specific delivery model rather than a generic professional services form.
Because technology and AI adoption are reshaping where professional liability exposure sits, HUB's advisors review a professional liability program on the same ongoing cadence as the broader ProEx portfolio, not only at renewal, but as service delivery methods change. HUB coordinates professional liability alongside any related cyber or technology liability coverage an organization carries, so a technology-driven error doesn't fall between two separately placed policies.
Insights for Your Business
Professional liability insight and research
