$1,000,000 combined single limit per occurrence (as defined by the liability policy) and $2,000,000 annual aggregate. Excess Liability options to increase limits up to $10,000,000 are available.
Covers liability arising from the insured's PADI-sanctioned teaching or supervising of recreational Scuba diving or Snorkeling
Pays for legally incurred judgments and settlements up to the policy limit. Defense costs are paid in addition to policy limits
Special rates and options for Assistant Instructors and Divemasters who are assisting with diver training.
Worldwide coverage and defense except where excluded by local law.
Additional Insureds are covered at no charge for liabilities resulting from the actions of the Named Insured.
This is a "claims made" policy. Incidents must be reported during the policy period, or if you do not renew, during the "90-day Discovery Period" after policy expiration.