Transportation Insurance FAQs
Transportation Insurance Questions & Answers
HUB International works with transportation and trucking companies across every segment of the industry. Get answers to frequently asked questions about risk, benefits, claims and more.
Minimum insurance requirements vary by cargo type and vehicle weight. Heavier freight and hazmat loads carry higher FMCSA liability minimums than standard general freight.
Underwriters use CSA scores to estimate a carrier's claim risk when setting rates. Carriers scoring above FMCSA's BASIC thresholds usually see higher premiums.
Commercial truck insurance bundles liability, physical damage and cargo protection into one policy. Exact coverage and limits depend on the vehicle and what it's hauling.
Last-mile delivery operations typically need commercial auto, general liability, and cargo coverage together. Fleet size and vehicle ownership shape the right limits.