Venue Users' Insurance
Comprehensive coverage for your shows and events
Please note that at this time, the following program is not accepting new registrations for insurance.
If you require insurance for your upcoming event, please contact HUB International directly by emailing - [email protected]
There are countless details to manage when you stage a trade show, convention, concert, party or gala event at one of Toronto’s premiere venues — and many risks to manage. To complicate matters, each venue imposes unique general liability insurance requirements on event organizers.
We have developed a specialized general liability insurance program that meets those requirements, providing up to $5 million in liability coverage. You’re covered for the entire duration of your event — from load-in to load-out — so you can focus on putting on your best show.
Coverage Details
Coverage is available for the following types of events:
- Class 1 events: Meetings, conferences, trade shows, product launches, sales events, children’s fairs, audio recording and lectures
- Class 2 events: Seasonal and cocktail parties, galas, award ceremonies, weddings, film screenings, private receptions, memorial services and graduations
- Class 3 events: Concerts (excluding moshing and professional performers)
- Class 4 events: Awards, comedy shows, concerts, conferences, galas, meetings, product launches, sales events, seasonal and cocktail parties, speaking engagements and trade shows
Coverage of $5 million is available for Class 1,2 or 3 events held at the following venues:
- Fermenting Cellar
- Massey Hall
- Roy Thomson Hall
- Metro Toronto Convention Centre
- Royal Conservatory of Music
- The International Centre
Coverage of $2 million is available for Class 4 events held at the following venues
- Canon Theatre
- Panasonic Theatre
- Princess of Wales Theatre
- Royal Alexandra Theatre
Premiums under this program are fully retained upon acceptance of payment. That means the premium will not be refunded if the policy is cancelled by you before the policy expiry date.
Applicable taxes are not included in the costs indicated below:
Class 1 events (1 day meetings, conferences, trade shows, product launches, sales, children's fairs)
| Attendees | 0–500 | 501–1,500 | 1,501–5,000 | 5,001–10,000 |
| Premium | $200 | $350 | $500 | $750 |
| Administrative handling fee | $200 | $200 | $200 | $200 |
| Total | $400 | $550 | $700 | $950 |
Class 1 events (2 to 5 day meetings, conferences, trade shows, product launches, sales, children's fairs)
Attendees (per day)
| Attendees (per day) | 0–500 | 501–1,500 | 1,501–5,000 | 5,001–10,000 |
| Premium | $350 | $450 | $700 | $900 |
| Administrative handling fee | $200 | $200 | $200 | $200 |
| Total | $550 | $650 | $900 | $1,100 |
Class 2 events (1 Day Seasonal and Cocktail Parties, Galas, Awards Ceremonies, Weddings)
| Attendees | 0–500 | 501–1,500 | 1,501–5,000 | 5,001–10,000 |
| Premium | $400 | $550 | $650 | $900 |
| Administrative handling fee | $250 | $250 | $250 | $250 |
| Total | $650 | $800 | $900 | $1,150 |
Class 3 events (1 Day Concerts (excludes moshing and professional performers)
| Attendees | 0–500 | 501–1,500 | 1,501–5,000 | 5,001–10,000 |
| Premium | $600 | $750 | $1,000 | |
| Administrative handling fee | $250 | $250 | $250 | Not eligible for online purchase. Contact us. |
| Total | $850 | $1,000 | $1,250 |
Class 4 events (Awards, comedy shows, concerts, conferences, galas, meetings, product launches, sales events, seasonal and cocktail parties, speaking engagements, trade shows.)
| Attendees | 0–500 | 501–1,000 | 1,001–2,500 | 2,501–3,500 |
| Premium | $200 | $300 | $500 | $600 |
| Administrative handling fee | $150 | $175 | $200 | $250 |
| Total | $350 | $475 | $700 | $850 |
Policy provides coverage for:
- Commercial general liability ($2 or $5 million per occurrence)
- Personal injury ($2 or $5 million)
- Tenants legal liability ($2 or $5 million)
- Non-owned automobile ($2 or $5 million)
- Medical expenses ($1,000 per occurrence up to an aggregate limit of $10,000)
The policy includes:
- Blanket contractual liability
- Employees as additional insured
- Personal injury liability
- Cross liability clause
- Severability of interest
- Tenants legal liability broad form
- Contingent host liquor liability
- Reimbursement clause endorsement
- Absolute pollution endorsement
Note: There is a $1,000 deductible on third-party bodily injury and property damage claims for the reimbursement clause endorsement, tenants legal liability, and non-owned automobile.
NO COVERAGE is provided for the following exposures:
- Owned and rented equipment
- Crime (theft of money/securities)
- Event cancellation
- Injury to employees
- Directors’ and officers’ liability
If you need a quote for any of the above lines of coverage, please contact one of our insurance advisors.
This policy excludes claims arising from or related to:
- Cyber/data
- Vendors
- U.S. operations
- Molestation
- Asbestos
- Fungi and fungal derivatives
- War and terrorism
- Field of entertainment
- Explosives, fireworks, pyrotechnics and incendiaries
Get the coverage you need for your next event
It’s easy to buy the venue user insurance you need online. Get the protection you need today.