Kin Canada
Keep on giving with the right insurance coverage
You give your time and energy to help others and make your community a better place. You have only the very best intentions, but accidents can happen. If someone outside your club is injured or property is damaged at one of your events, you could be facing the financial consequences of a liability claim.
Our insurance program just for Kin Canada members protects you with general liability and accident coverage. This includes coverage for bodily injury and property damage to a third party, liquor-related claims, as well as libel and slander.
Coverage Details
Coverage under this program is available for:
- Kin Canada
- Kinsmen and Kinette clubs
- Les Club Kin du Canada
- Kinsmen/Kinette foundations and auxiliary clubs
- K-40 clubs
- K-Ette clubs
- Kin clubs
- Campus clubs
- Cyber and family clubs
Coverage is also provided to any charitable subgroup of the Kinsmen or Kinette clubs that mirror the main group from an administrative basis — but only with respect to their operations performing “hands-on” service work, raising funds for important community projects and social activities. All members of subgroups must also be members of Kin Canada.
Also, all members and volunteers while acting on club activity are considered “insureds” under the general liability program.
All community projects, social activities and fundraisers sanctioned by Kin Canada are eligible for coverage.
Coverage does NOT extend to the following:
- Rodeos
- Circuses
- Midway/mechanical amusement rides
- Boxing
- Cliff diving
- Hang gliding/sky diving
- Tackle
- Football
- Rugby
- Scuba diving or snorkeling
- Alpine skiing or snowboarding
- Parasailing
- Rafting
- Mixed martial arts
- Bungee jumping
- Aircraft or balloon rides
Coverage against liquor liability claims applies only if they arise in connection with a club function or fundraising activity from the serving or sale of liquor, NOT ongoing bar or restaurant operations.
Coverage is available for:
- Bodily injury and property damage
- Products/completed operations
- Personal injury liability
- Advertisers liability
- Tenant legal liability
- Employee benefits
- Employers liability
- Non-owned automobile liability
- Legal liability for damage to hired automobile
- Medical expense
- Host liquor liability
For more information on the available coverage and other aspects of the Kin Canada insurance program, click the links below. If you have questions beyond the information provided here, do not hesitate to contact us.
Click the links below for more information on how to apply or make a claim.
How to obtain an insurance certificate
AD&D — How to make a claim
Accident claim form
Take care of yourself with insurance just for community volunteers
Contact us today for a quote on our insurance for Kin Canada members.