First Nations Communities Insurance Program
Proudly providing community coverage for First Nations
We’ve been insuring First Nations communities across Canada for more than 30 years. In fact, ours is the longest-running First Nations insurance program in Canada — and with that experience, we can offer significant volume discounts and premium financing options to help protect your community and the people living in it.
Our program safeguards your community’s assets — including residential housing, commercial properties and schools — against all risks, including earthquakes and floods.
In addition to providing up to $10 million in general liability coverage, we also offer professional liability coverage for healthcare providers, public official liability coverage for chiefs and councils, coverage for new buildings under construction, and more.
Coverage Details
Coverages available through this insurance program include:
- “All-risks” coverage for all First Nations assets (e.g., residential housing, tenant contents, commercial properties, schools, administration offices, contractor equipment)
- Flood and earthquake coverage
- Additional living expense coverage (including for residential housing)
- Blanket coverage for buildings under construction (up to $1 million)
- Crime and fidelity coverage for administration offices
- General liability coverage (up to $10 million, with options to extend to residential homes and occupants as well as employees and volunteers)
- Limited abuse coverage (up to $1 million)
- Pollution liability coverage (up to $250,000, with options for higher limits up to $2 million)
- Professional liability coverage for healthcare providers and councilors
- Public officials’ liability coverage for chiefs, councils and administrators
- Band legal expense coverage
- Unique accident coverage (including for funeral expenses, wrongful dismissal expenses and rehab expenses)
- Group accidental death and dismemberment coverage (up to $50,000 principal sum)
Enhanced coverage to meet the needs of your community
Get a quote today or contact us to learn more about our enhanced coverage options for First Nations communities.