Travel
- Annual Multi -Trip plans
- Top -Up plans for existing coverage
- Single Trip plans for a quick getaway
- Unique products for Baggage Loss, Trip Cancellation, etc.
Emerge Benefits
The benefits program specifically designed to bridge changes in your life. Let’s make sure you’re ready for tomorrow.
Is Emerge for you?
If you answer yes to any of the below, fill out the short contact form at the bottom of this page to get started.
- Leaving your current benefits plan due to retirement, layoff or self-employment?
- Overage dependent losing coverage under employee’s group plan?
- International student, worker or visitor in need of health insurance?
- Individual or dependent with pre-existing conditions?
- Needing travel insurance?
With HUB by your side, you have a partner who is committed to supporting and protecting you, and who is going to help you emerge from life’s unexpected turns, so you’re ready for tomorrow.
A Health Plan For Any Situation
Health & Dental
- All-Inclusive: Multiple comprehensive plan levels to match your individual preference and need including Prescription Drug, Ambulance, Health Care, Dental, Hospital, Vision and Annual Travel
- No medical evidence required (if applied for within specified timeframe) if transitioning from a group plan
- No age restrictions • Single/Couple/Family Premium Rates per province
- Single/Couple/Family Premium Rates per province
- Option to change plan level with existing carrier at each renewal (limitations may apply)
- Drug card option
- Health Spending Account compatible (to reimburse expenses not fully covered , including individual insurance premiums)
A Solution For Everyone
Retired, Laid Off or Self-Employed
You no longer have coverage arranged by your employer. With HUB, we’ll help you emerge through this time of need by obtaining the best coverage that protects what matters most to you.
Part Time or Seasonal Worker
You are a part time or seasonal worker that may not be eligible for your employers group benefits plan, but still require coverage.
International Student, Worker or Visitor
You are in a new country as a student or worker, or your family is leaving their home country to visit you. With HUB, we’ll help you emerge through this with confidence by providing a health package that protects what matters most to you.
Individual or Dependent with Pre-Existing Conditions
You or a dependent have a pre-existing health condition that is not covered through standard insurance packages. With HUB, we’ll help you emerge through this by arranging a health package catered to your needs.
Needing Travel Insurance
You are planning a trip or are about to leave on a quick getaway and need insurance fast. With HUB, we’ll help you emerge through this last-minute concern by obtaining a travel insurance package that protects what matters most to you.