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300 Main Tenant Insurance Portal
Easily buy your tenant insurance online in the comfort of your own home!
Tenants of 300 Main can enjoy quick quotes through HUB's easyinsure platform
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Don't be caught without coverage.
LIABILITY
Damage unintentionally caused by a tenant to the building, other units, or other tenants personal property will only be covered if you buy a Tenant Insurance policy. Without insurance coverage, you may have to pay out of pocket for these damages.
CONTENTS
The insurance that your landlord or property management company has on the building does not insure your belongings, regardless of how damage occurs. A fire, burst pipe or sewer back-up in your building can cause damage to your personal property. A fire in your building could affect you, even if it occurs down the hall or on another floor. Smoke and water from firefighting can cause significant damage to your personal property. A Tenant Insurance policy will provide money to replace or have your belongings professionally cleaned.
ADDITIONAL LIVING EXPENSES
Your landlord is not responsible to pay for temporary accommodations if there is a fire or major water damage and you have to move out of your rental unit. A Tenant Insurance policy includes coverage for your additional living expenses to pay for a hotel or new rental place until you can move back into your damaged unit.
OTHER CONSIDERATIONS
> If you are moving, your comprehensive tenant policy can be transferred to your new location, and will cover your belongings for accidental breakage that may occur during the move.
> Buying a tenant package helps build insurance history, which may help reduce the premium for home insurance when you are ready to buy a house.
RESIDENTIAL TENANCIES BRANCH
Generally, a landlord can’t insist that a tenant carry liability insurance as a condition of tenancy. The Branch recommends that tenants consider buying a tenant’s insurance package for their own protection. In certain circumstances, it may be reasonable for a landlord to require a tenant to carry liability insurance (e.g. if a tenant has a large aquarium or a portable washer).
RTB Information Sheet: Tenant Insurance - Protect your belongings
The insurance that your landlord or property management company has on the building does not insure your belongings, regardless of how damage occurs. A fire, burst pipe or sewer back-up in your building can cause damage to your personal property. The only way to avoid having to pay out of pocket to repair or replace your damaged property is by purchasing a Tenant Insurance policy.
Communal living comes with added risk. If you cause a loss, you’re more likely to affect the people living around you—or even the entire building. If you’re found to be responsible for the loss of an entire rental property, whether it’s a house, duplex, townhouse, basement suite or apartment complex, it could leave you in financial ruin.
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HUB's EasyInsure platform provides a secure and easy way to gain peace of mind.
Technology is transforming the Canadian insurance industry and EasyInsure is at the forefront. In addition to being the first full-service online insurance brokerage for individuals, we have leveraged our technology expertise to build customized group insurance plans, online packaged products and specialized software solutions for a variety of companies and organizations. EasyInsure has been recognized for our vision and development of web-based insurance distribution systems, platforms and processes.