United Church of Canada
Congregate with confidence.
A church is more than simply a place of worship. Often a vital community centre, its doors are open to the public for recreational activities, classes and meetings, celebrations and concerts. While good faith that property will be respected and visitors safe is a given, insurance of community events provides added security.
Get coverage for your next event at a United Church in less than five minutes — with proof of insurance downloadable immediately.
About the Program
Our third-party event liability insurance for groups and individuals making use of United Church of Canada facilities provides the peace of mind that both the church facility and your guests will be protected in case of injury or property damage. Please be advised that this facility arranged by HUB is an effort to assist the United Church of Canada and congregations to offer an option to third parties accessing their space. The program structure, coverage, limits, and premium rates therefore may not suit the exact needs of third parties and hence they may wish to seek alternative options with other insurance brokers and insurers.
Coverage is available for activities and events that take place at eligible United Church locations. Eligible locations are those that are insured under the General Insurance Plan for The United Church of Canada. The church you are working with can confirm this.
Coverage can be purchased online for the following types of activities and events:
Sports, games and fitness activities:
Badminton, curling, dance lessons, horseshoes, tennis, baseball, basketball, recreational non-contact adult ice hockey, ball/roller hockey, field hockey, floor hockey, handball, racquetball, soccer, softball, squash, non-contact touch/flag football, track & field, volleyball, pleasure skating
Community activities and events:
Art shows and exhibits, auctions, bazaars, exhibits, fashion shows, festivals/concerts, garage sales (local neighbourhood only), theatre performances, music and dance recitals/performances, dance and talent shows
Parties and celebrations:
Adult birthday parties, anniversaries, banquets, christenings, dance parties, dinners, graduations, photo shoots, picnics, retirement celebrations, reunions, showers, stags, weddings
Meetings:
Support or self-help groups, bridge games, arts & crafts, group or individual classes (not including exercise classes), choir practices
Other types of activities and events require approval by the insurance company. Contact HUB if your activity or event is not listed above and is not an excluded event listed below.
The following types of activities and events are excluded from coverage:
Alpine skiing, boxing, climbing walls, contact hockey, contact martial arts, cycling, fireworks, gymnastics, horse-related activities, kickboxing, lacrosse, minor hockey (18 and under), rugby, skateboarding/skateboarding parks, snowboarding, tackle football, trampolines
Buy NowThe policy includes:
- Commercial general liability (up to $2 million)
- Personal injury (up to $2 million)
- Advertising injury (up to $2 million)
- Tenants legal liability (up to $250,000)
- Medical payments (up to $2,500 any one person)
The policy also includes:
- Products and completed operations hazard
- Cross liability/severability of insureds
- Incidental medical malpractice
- Occurrence property damage
- Broad form property damage
Exclusions
Exclusions apply to the policy, as they do on all insurance policies. This policy excludes claims arising from or related to:
- Asbestos
- Data
- Terrorism
- Abuse
- Pollution Liability
- Nuclear Energy Liability
- War Risks
Coverage for fungi and fungal derivatives is included but it is limited.
Buy NowApplicable provincial taxes are not included in the costs noted below.
Low Risk Sporting Activities
Badminton, Bowling, Curling, Dance Lessons, Horseshoes, Tennis
| Participants | 1 Day Event Premium |
2-3 Day Event Premium |
Additional Premium if Alcohol Served |
Seasonal Event* Premium |
|---|---|---|---|---|
| 1-25 | $20 | $40 | $110/day | $40 |
| 26-100 | $35 | $70 | $110/day | $85 |
| 101-250 | $60 | $120 | $160/day | $160 |
*A sporting activity that takes place on a regular basis, eg., weekly/monthly over a defined period of time.
Medium Risk Sporting Activities
Baseball, Basketball, Field Hockey, Floor Hockey, Handball, Racquetball, Soccer, Softball, Squash, Non-contact Touch/Flag Football, Track & Field, Volleyball
| Participants | 1 Day Event Premium |
2-3 Day Event Premium |
Additional Premium if Alcohol Served |
Seasonal Event* Premium |
|---|---|---|---|---|
| 1-25 | $35 | $70 | $110/day | $85 |
| 26-100 | $60 | $120 | $110/day | $160 |
| 101-250 | $85 | $170 | $160/day | $235 |
*A sporting activity that takes place on a regular basis, eg., weekly/monthly over a defined period of time.
Parties and Events
| Attendees | 1 Day Event Premium |
2/3 Day Event Premium |
4/5 Day Event Premium |
Additional Premium if Alcohol Served |
|---|---|---|---|---|
| 1-25 | $35 | Twice (2x) the 1 Day Event | Triple (3x) the 1 Day Event | $85/day |
| 26-100 | $60 | Twice (2x) the 1 Day Event | Triple (3x) the 1 Day Event | $135/day |
| 101-250 | $85 | Twice (2x)> the 1 Day Event | Triple (3x) the 1 Day Event | $210/day |
1 For parties and events for more than 250 people, contact HUB for a quote.
2 An event that takes place on a regular basis, eg., weekly/monthly over a defined period of time. The policy offered in this case is an annual policy vs a policy only in effect for the duration of the event.
Meetings
| Attendees | 1 Day Meeting Premium |
2/3 Day Meeting Premium |
4/5 Day Meeting Premium |
|---|---|---|---|
| 1-25 | $20 | $40 | $60 |
| 26-100 | $25 | $50 | $75 |
| 101-250 | $35 | $70 | $105 |
1 or meetings with more than 250 attendees, contact HUB for a quote.
2 A meeting that takes place on a regular basis, eg., weekly/monthly over a defined period of time. The policy offered in this case is an annual policy vs a policy only in effect for the duration of the meeting.
Exclusive program of HUB International HKMB Limited and certain Lloyd’s Underwriters through Markel Canada Limited.
Buy NowOur third-party event liability insurance for groups and individuals making use of United Church of Canada facilities provides the peace of mind that both the church facility and your guests will be protected in case of injury or property damage. Please be advised that this facility arranged by HUB is an effort to assist the United Church of Canada and congregations to offer an option to third parties accessing their space. The program structure, coverage, limits, and premium rates therefore may not suit the exact needs of third parties and hence they may wish to seek alternative options with other insurance brokers and insurers.
Coverage is available for activities and events that take place at eligible United Church locations. Eligible locations are those that are insured under the General Insurance Plan for The United Church of Canada. The church you are working with can confirm this.
Coverage can be purchased online for the following types of activities and events:
Sports, games and fitness activities:
Badminton, curling, dance lessons, horseshoes, tennis, baseball, basketball, recreational non-contact adult ice hockey, ball/roller hockey, field hockey, floor hockey, handball, racquetball, soccer, softball, squash, non-contact touch/flag football, track & field, volleyball, pleasure skating
Community activities and events:
Art shows and exhibits, auctions, bazaars, exhibits, fashion shows, festivals/concerts, garage sales (local neighbourhood only), theatre performances, music and dance recitals/performances, dance and talent shows
Parties and celebrations:
Adult birthday parties, anniversaries, banquets, christenings, dance parties, dinners, graduations, photo shoots, picnics, retirement celebrations, reunions, showers, stags, weddings
Meetings:
Support or self-help groups, bridge games, arts & crafts, group or individual classes (not including exercise classes), choir practices
Other types of activities and events require approval by the insurance company. Contact HUB if your activity or event is not listed above and is not an excluded event listed below.
The following types of activities and events are excluded from coverage:
Alpine skiing, boxing, climbing walls, contact hockey, contact martial arts, cycling, fireworks, gymnastics, horse-related activities, kickboxing, lacrosse, minor hockey (18 and under), rugby, skateboarding/skateboarding parks, snowboarding, tackle football, trampolines
Buy NowThe policy includes:
- Commercial general liability (up to $2 million)
- Personal injury (up to $2 million)
- Advertising injury (up to $2 million)
- Tenants legal liability (up to $250,000)
- Medical payments (up to $2,500 any one person)
The policy also includes:
- Products and completed operations hazard
- Cross liability/severability of insureds
- Incidental medical malpractice
- Occurrence property damage
- Broad form property damage
Exclusions
Exclusions apply to the policy, as they do on all insurance policies. This policy excludes claims arising from or related to:
- Asbestos
- Data
- Terrorism
- Abuse
- Pollution Liability
- Nuclear Energy Liability
- War Risks
Coverage for fungi and fungal derivatives is included but it is limited.
Buy NowApplicable provincial taxes are not included in the costs noted below.
Low Risk Sporting Activities
Badminton, Bowling, Curling, Dance Lessons, Horseshoes, Tennis
| Participants | 1 Day Event Premium |
2-3 Day Event Premium |
Additional Premium if Alcohol Served |
Seasonal Event* Premium |
|---|---|---|---|---|
| 1-25 | $20 | $40 | $110/day | $40 |
| 26-100 | $35 | $70 | $110/day | $85 |
| 101-250 | $60 | $120 | $160/day | $160 |
*A sporting activity that takes place on a regular basis, eg., weekly/monthly over a defined period of time.
Medium Risk Sporting Activities
Baseball, Basketball, Field Hockey, Floor Hockey, Handball, Racquetball, Soccer, Softball, Squash, Non-contact Touch/Flag Football, Track & Field, Volleyball
| Participants | 1 Day Event Premium |
2-3 Day Event Premium |
Additional Premium if Alcohol Served |
Seasonal Event* Premium |
|---|---|---|---|---|
| 1-25 | $35 | $70 | $110/day | $85 |
| 26-100 | $60 | $120 | $110/day | $160 |
| 101-250 | $85 | $170 | $160/day | $235 |
*A sporting activity that takes place on a regular basis, eg., weekly/monthly over a defined period of time.
Parties and Events
| Attendees | 1 Day Event Premium |
2/3 Day Event Premium |
4/5 Day Event Premium |
Additional Premium if Alcohol Served |
|---|---|---|---|---|
| 1-25 | $35 | Twice (2x) the 1 Day Event | Triple (3x) the 1 Day Event | $85/day |
| 26-100 | $60 | Twice (2x) the 1 Day Event | Triple (3x) the 1 Day Event | $135/day |
| 101-250 | $85 | Twice (2x)> the 1 Day Event | Triple (3x) the 1 Day Event | $210/day |
1 For parties and events for more than 250 people, contact HUB for a quote.
2 An event that takes place on a regular basis, eg., weekly/monthly over a defined period of time. The policy offered in this case is an annual policy vs a policy only in effect for the duration of the event.
Meetings
| Attendees | 1 Day Meeting Premium |
2/3 Day Meeting Premium |
4/5 Day Meeting Premium |
|---|---|---|---|
| 1-25 | $20 | $40 | $60 |
| 26-100 | $25 | $50 | $75 |
| 101-250 | $35 | $70 | $105 |
1 or meetings with more than 250 attendees, contact HUB for a quote.
2 A meeting that takes place on a regular basis, eg., weekly/monthly over a defined period of time. The policy offered in this case is an annual policy vs a policy only in effect for the duration of the meeting.
Exclusive program of HUB International HKMB Limited and certain Lloyd’s Underwriters through Markel Canada Limited.
Buy Now