This policy, available to tenants at select properties, provides basic coverage for:
- Your personal belongings (personal property);
- The legal liability you have assumed under your lease (general liability); and
- Additional living expenses for alternate accommodation in the event you cannot access your residence because of fire, flood, or other event covered by the policy.
Your personal property is covered against fire, lightning, explosion, theft or attempted theft, water escape, falling objects, smoke, vandalism and malicious acts, windstorm and hail.
$25,000 Limit, $1,000 deductible
In the event you accidentally start a fire in your unit causing, for example, damage to the unit and its surroundings, this policy will cover your liability for those damages.
$1,000,000 Limit, $1,000 deductible
Additional Living Expense
If your building is evacuated because of an incident that is covered by the policy and you must move to another location until your building can again be lived in, the policy will reimburse you (up to a limited amount) for additional living expenses you incur while you are living elsewhere.
$5,000 Limit, $1,000 deductible
If you require limits of coverage higher than those offered through this program, or additional or specialized coverage such as personal automobile, all-risk property, or jewelry, contact HUB at 416-597-4654.