Disability insurance products are designed to provide individuals income protection with a stated financial amount in the event he or she cannot work due to a disabling illness or accident. As statistics prove that the likelihood of disability greatly exceeds the probability of death during an individual's working years, disability insurance is a valuable voluntary benefit to offer employees. The need for income protection cannot be overemphasized. The reduced earning potential of an individual and his or her dependents can have devastating results.  

HUB represents a variety of insurance carriers with a number of disability insurance products and solutions. 

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