
Case Study: Controlling Healthcare Costs Through Self-Funding

The way the Bobby Rahal Automotive Group leaders saw things, their experiences with healthcare costs were kind of like being on a racetrack without ever approaching the finish line. That hurt, considering the Pennsylvania auto dealership’s majority owner was a winning former race car driver and team owner. It meant a new course had to be steered if the company and its employees were to come out ahead.
HUB International proposed the group move to self-funding its health plan. Through this strategy the organization gained the flexibility needed to drive savings with two programs – a reference-based pricing payment model for healthcare services and a pharmaceutical carve-out plan.
Read the case study to learn how the Bobby Rahal Automotive Group, with strategic guidance from HUB International’s advisors, charted a new course for their healthcare benefits and finished ahead of the competition in strengthening their benefit plans.