Commercial Trucking Insurance

HUB Transportation is the nation's largest independent broker completely dedicated to the motor carrier industry. We have access to every major insurer in the OTR/LTL truck insurance market. We have the experience, professionalism and expertise to help you find and implement the very best commercial truck insurance program for your needs. Whether it is commercial truck liability, general liability, physical damage collision and comprehensive, cargo legal liability, personal effects, down time, rental re-imbursement, towing, workers compensation or employee benefits, HUB has the right package for you at the best price available. We also have the ability to reduce your losses and loss-related costs, ultimately reducing your overall insurance costs.

Commercial Trucking Insurance Review

We want to help you make our highways a safer place for everyone, including your drivers. Understanding complex compliance issues, promoting better training and education for both the professional driver and the average automobile operator, and implementing quality insurance programs with companies that understand the commercial trucking business will go a long way towards that goal.

Contact a HUB Transportation advisor for more information.

Commercial trucks have become more and more prevalent on today's highways, as an estimated 15.5 million trucks are currently licensed to operate in the U.S. They log billions of hours each year transporting every commodity imaginable and the service they provide is invaluable. However, large trucks can pose a serious danger to smaller vehicles on the highway. As the highways become more populated every day, it becomes more important for all of us, not just the professional CDL truck driver, to do our part for safety:

  • Operate only properly maintained equipment
  • Maintain a complete knowledge of and compliance to the laws of the road
  • Practice constant and defensive driver awareness.

Trucking Accident Statistics

  • 123,918 trucks were involved in non-fatal accidents in 2008.
  • Out of the 41,000-45,000 traffic deaths that occur in the US every year, less than 9% involve commercial trucks.
  • 3,944 fatal trucking crashes occurred in 2008.
  • Large trucks are more likely to be involved in fatal crashes than passenger vehicles.
  • Most fatal truck accidents occur in rural areas during the daytime.
  • Every 16 minutes a person is injured or killed in accidents involving semi-trucks, tractor-trailers or 18-wheelers.

Common Causes of Trucking Accidents

Unsafe acts caused by both passenger vehicles and large trucks can cause accidents, injuries and sometimes even death:

  • Traveling too fast  Commercial Trucking Insurance Review
  • Improper lane change
  • Highway or roadway unfamiliarity
  • Fatigue
  • Distractions
  • Illegal maneuvers
  • Improperly secured load
  • Aggressive driving
  • Alcohol/Drug/Prescription drug use
  • Poor surveillance
  • Tire tread separation or tire blowouts
  • Overdriving current weather conditions
  • Lack of trailer control/Jackknifing

As the demand for consumer goods increases so to does the amount of large trucks on the road. The motor carrier industry is growing, and will continue to grow. If you operate one truck or a fleet of one thousand, the likelihood of one of your trucks and drivers being involved in a serious accident is ever increasing. As important as it is to arm yourself with every safety tool possible, such as training, driver selection, driver incentives, zero tolerance, and written policies, it is equally important to insure your operation with the best providers available to help protect and defend you when a loss occurs.

Contact a HUB Transportation advisor for more information.  


As dedicated trucking insurance specialists, we are aware of the current trends and distinct risks associated with the industry. We take the time to match the right coverage to fit your particular company.

We view ourselves as your business partner and our primary mission is to offer you the best insurance value for your premium dollar and provide you with ideal customer service. Our specialists focus on helping balance your needs with cost effective programs that provide unique coverage and superior protection.

HUB Transportation specializes in a wide variety of coverages, including:


  • Primary Liability
  • Non-trucking Liability
  • Hired Auto
  • Non-owned Auto
  • Blanket Lessee
  • Pollution Buy Back
  • Excess and/or Umbrella
  • Medical Payments
  • Uninsured / Underinsured Motorist

Physical Damage

  • Collision, Comprehensive or Specified Perils
  • Aggregate and Combined Deductibles
  • Rental Reimbursement
  • Gap Coverage
  • Towing Coverage
  • Personal Effects for Drivers

Motor Truck Cargo - Legal Liability Form

  • Refer Breakdown
  • Wetness
  • Loading and Unloading
  • Pollution Cleanup
  • Debris Removal
  • Earned Freight Charges
  • Aggregate Deductibles
  • High Valued Commodities Requiring Limits of $250,000 per vehicle or higher

Other Products

  • General Liability
  • Warehouseman's Legal
  • Commercial Property
  • Inland Marine
  • Crime
  • Workers' Compensation
  • Surety Bonds
  • Employment Practices Liability Coverage
  • Employee Benefits

Other Services

  • Timely filing of federal and state financial responsibility filings
  • Federal and State DOT authorities assistance
  • SIRS and Large deductibles
  • Fuel, ICC, Customs, and Sub-hauler bonds
  • Contingent Cargo
  • Various payment options

We stay in contact with our clients throughout the year to assess any changes in operations that might affect their coverage. We then provide counsel to aid in a streamlined, easy-to-understand renewal process.

Contact a HUB Transportation advisor for more information.

Risk Services

HUB International Transportation wants to help make our highways a safer place for everyone. By promoting better training and education for professional drivers and implementing quality insurance programs, we can help you reduce your total cost of risk.

HUB Transportation provides access to a broad array of risk management consultants and resources to improve your company’s safety record.

Your company has access to our experts who provide services to local and national transportation clients, including:

  • Best practice assessments
  • Fleet safety program development and training for management and drivers
  • Safety seminars and webinars
  • Audit and inspection processes
  • End-to-end process management
  • Driver accountability program
  • Evaluation of insurance company driver eligibility guidelines

For more information about HUB Risk Services, visit Fleet Safety Management or contact a HUB Transportation advisor .


Online Certificates

Our Self-Service Portal allows you to access your certificates anytime, anywhere while pulling real-time policy information from our system. With the Self-Service Portal, you can

  • View, email, print and fax a certificate
  • Add new holders 
  • Check policy status for effective & expiration dates

Progressive Self Service

National Driver Accountability Program (NDAP)

HUB clients get preferred pricing on NDAP programs. NDAP utilizes an automated 24/7 safe driving messaging and monitoring service proven to reduce liability and workers’ compensation claims.

Roadside Assistance

HUB clients get preferred pricing on Roadside Masters membership.

Social Media

Connect with HUB Transportation on Facebook.

CSA DashBoard

The premiere safety management tool from EBE, Inc., the CSA Dashboard provides driver and carrier scores and percentiles by each BASIC category on a daily basis. This information is utilized to identify and correct at-risk behavior.


View our upcoming and on-demand webinars

Insurance Companies we represent: 

  • The Hartford
  • CNA
  • Lancer Insurance
  • Fireman’s Fund
  • Sentry Insurance
  • UCC
  • Northland Insurance 
  • Paccar
  • Chubb Insurance
  • Great American Insurance Group
  • Progressive
  • National Truck Underwriting Managers, Inc
  • NSI
  • SUA Insurance
  • Zurich
  • National Interstate
  • Red Shield Insurance Group
  • Great West Casualty Company
  • Continental Western Group
  • Union Standard 
  • Travelers