Personal Excess Liability

Protecting Your Financial Future

Most people spend a lifetime building a secure financial future. But just one lawsuit can change everything. Without adequate personal access liability coverage, your assets are at risk.

HUB International Personal Insurance specializes in personal excess liability insurance and understands the importance of this coverage in your insurance portfolio. Our specialists carefully consider your potential risks and design comprehensive coverage programs. HUB advisors can provide you with a level of financial protection and personalized service not available from many other brokers.

Consider These Real Scenarios:

  • A man trips and falls on a paving stone, suffering a knee injury and chronic pain. He sues the homeowner for $2.5 million.
  • An automobile accident results in injuries that render an18-year old a quadriplegic. The award settlement is $2,980,000.
  • Victims of identity theft spend hundreds of hours and thousands of dollars to clear their names.

How Much Do You Have to Lose? 

Personal excess liability coverage protects individuals from a covered claim brought against them for bodily injury, personal injury or property damage. It is an important layer of protection that prevents an individual from incurring a devastating financial loss in the event of a legal settlement against them

The most common question individuals ask is “how much coverage do I need?” The amount of excess liability coverage you choose should be based upon your potential risks, the legal environment, physical assets and your personal net worth. Contact a HUB advisor for more information.