Manage your Flood Risk
Before A Flood
When flood season approaches, below are some simple steps
you can take to protect yourself, your family and your home:
- Develop a family emergency plan. Plan and
Practice a flood evacuation route with your family. Download HUB's Emergency
Kit to start your plan.
- Purchase or maintain a battery operated radio
for use during storms.
regular upkeep of your home. Check your sump pump monthly, clear debris from
gutters, anchor any fuel tanks, and raise your electrical components above your
home's projected flood elevation.
- Keep a copy of important papers and an inventory
of possessions (film, photos, videos, etc.) in a waterproof container or safe
deposit box in a secure place or off premises.
- If you live in a high-risk flood region,
consider purchasing excess flood insurance.
flood risk by entering your address at www.floodsmart.gov.
During A Flood
Once a flood occurs, the following are important safety and
- Move furniture and valuables away from the
- Move to higher ground or the highest level of
your home and avoid areas subject to flooding.
- Do not attempt to walk across flowing streams or
to drive through flooded roadways.
- If water rises in your home before you evacuate,
go to the top floor, attic or roof.
- Turn off all utilities at the main power switch
and close the main gas valve if advised to do so.
- If you've come in contact with flood waters,
wash your hands with soap and disinfected water.
After A Flood
Now that the floodwater has dropped, it is time to start the
recovery process. Follow these steps to restore your home and ensure safety for
you and your family.
If your home has suffered damage, call your local HUB personal
insurance broker to file a claim.
- Check for structural damage before re-entering
your home to avoid being trapped in a building collapse.
- Take photos of any floodwater in your home and
save any damaged personal property.
- Make a list of damaged or lost items and include
their purchase and value with receipts and place with the inventory you took
prior to the flood. Some damaged items may require disposal, so keep photos of
- Keep power off until an electrician has inspected
your system for safety.
- Do not drink the water or use for food
preparation until authorities tell you that your water supply is safe.
- Remove all wet contents immediately to avoid
- Wear gloves and boots to clean and disinfect.