Personal Excess Liability

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Overview

You’ve spent a lifetime building a secure financial future. Don’t let a lawsuit change everything. Personal Excess or umbrella insurance provides additional coverage after the liability limits on your homeowner’s or auto insurance policies are exhausted.

What would happen if you were in an auto accident that resulted in injury to another person? If you were sued and were found liable for a settlement or judgment of $800,000, how would you pay?

The cumulative value of your home, vehicles, savings, and investments, make you vulnerable to liability beyond the limits of your auto or homeowner's insurance.

Consider the added protection available to you at a modest premium:

  • Coverage limits range from $1 million to $10 million.
  • Provides coverage for bodily injury, property damage, or personal injury including defamation and invasion of privacy.
  • May provide coverage for liability arising from service on a board of a civic, charitable or religious organization

When unforeseen events occur, an umbrella policy can save the day. The relatively low cost is well worth the peace of mind that comes from knowing that you and your family are protected. Your HUB advisor can explain coverage details and premium costs.

Contact a HUB Personal Insurance specialist today.

Related Coverages

Homeowner's Insurance

As an independent broker, HUB International can help you make informed decisions about your homeowner's insurance options. We offer a wide range of solutions and coverage options from leading insurance companies in North America.

Auto Insurance

Millions of auto accidents occur each year and one of the unfortunate results can be inadequate insurance coverage. We understand that finding the right auto insurance for your luxury auto at a cost-effective price can be a challenge.

Boat Insurance

When you have spent a lot of time and effort finding just the right watercraft, you need to make sure your investment is protected by choosing the right insurance.

Renter's Insurance

A specialist from HUB International Personal Insurance can help you obtain the Tenant Homeowner Insurance that best meets your needs. We’ll help you objectively assess your potential risks and select coverage thats right for you.

Ask an Advisor

Find answers to all of your insurance questions by asking one of our advisors. We'll answer your questions and help you shop for, compare, buy, and manage your insurance program.

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