The only thing worse than being under-insured is not knowing you are. If you or prior owners made permanent upgrades to your condo, such as wall coverings, cabinetry, bookcases, flooring or renovations to a kitchen or bathroom, they may or may not be covered by your building association’s policy.

HUB International Ontario specialists can help you get the right amount of coverage for permanent “additions and alterations” and avoid costly surprises at the time of a loss.

  • LOSS ASSESSMENT: There are times when the association insurance policy is not sufficient to cover the total damage to the building or a lawsuit against the association. In that case, each of the unit owners will be assessed to cover the difference. Loss assessment coverage pays for the unit owner’s share.
  • PERSONAL PROPERTY: This protects your contents (furniture, clothing, electronic equipment, etc.) against loss. We ensure that your policy is extended to include losses both on and off premises.
  • VALUABLE ARTICLES COVERAGE: The homeowner policy provides a limited amount of coverage for your jewelry, furs, silver, etc. You can further protect your valuables by adding a rider to your policy.
  • LIABILITY: Lawsuits affecting condo owners are common and costly. Whether you accidentally cause water damage to a neighbor’s unit or someone slips and falls in your condo, you could be faced with a lawsuit. That’s why it is important to work with an insurance specialist like HUB International, who can help you get the right amount of liability coverage.

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Nameet Aggarwal

Senior Insurance Advisor
Specializing in insurance solutions for the South Asian Community and fluent in Hindi, Urdu and Punjabi

Direct Line: 905-582-7011
Toll Free: 800-263-2383 x7011  

Jae Jang

Personal Insurance Advisor
Specializing in coverages for the Korean community and fluent in Korean

Direct Line: 905-582-7063
Toll Free: 800-263-2383 x7063  

Sarah Brown

Personal Insurance Advisor
Specializing in coverages for Members of The Canadian Real Estate Investment Group Inc.

Direct Line: 905-582-7186
Toll Free: 800-263-2383 x7186  

Daniel Prosia

Personal Insurance Advisor, Group Sales
Specializing in services for our Group Home & Auto Clients

Direct Line: 905-582-7172
Toll Free: 800-263-2383 x7172  

Brenton McAnuff

Personal Insurance Advisor, Group Sales
Specializing in services for the Boaters Assist Program, Group Home & Auto Clients and fluent in French

Direct Line: 905-582-7019
Toll Free: 800-263-2383 x7019