HUB International is dedicated to understanding and reducing the risks associated with the transportation and logistics industry. Transporting and storing freight creates many opportunities for loss: motor vehicle accidents, cargo damaged or stolen, and warehouse inventory misplaced are just a few of the possibilities. HUB International knows how to manage these risks which allows you to focus on managing your business.

We specialize in handling the needs of:

  • Dry and cold storage warehouse operators
  • 3PL / 4PL logistic providers
  • Household movers
  • Freight forwarders
  • Local / long haul trucking
  • Load brokers
  • Sufferance warehouses

Knowledge, Relationships, Clout

  • Our team has, at their finger-tips, the knowledge needed to effectively place risk in this industry class. Our attention to detail ensures that you have the coverage you need and that you are not paying for insurance you do not require.
  • If you have a loss, our in-house Claims Team will use its resources, expertise and clout to provide you with the very best in claims advocacy and management.
  • We have strong relationships with all insurers in this space. As canada's largest insurance broker and the ninth largest broker globally, HUB International gives our clients considerable strength in dealing with insurance markets.
  • We have proprietary wordings that address key exposures.
  • We understand the importance of customer relationships.
  • We understand how fire divisions can influence potential liability
  • We understand how fleet safety / gap analysis can influence premiums.

Risk Control

We understand how important it is for 3PL / 4PL providers and fleet operators to manage catastrophic or severe loss exposures and incent drivers through wise use of Risk Control techniques. Our clients confidently rely on our expertise.

As well as employing HUB Risk Services to manage exposures and costs, many clients include us on their Risk Management Committee to facilitate implementation of claims management protocols and best risk management practices in operations.

Common Coverages

  • Blanket Pollution Liability
  • Commercial Auto & Fleets
  • Directors’ & Officers’ Liability
  • Employee Benefits
  • Errors & Omissions Liability
  • Equipment Breakdown
  • Fidelity owned / third party property
  • Inland / Ocean Cargo
  • Liability / Excess Liability
  • Motor Truck Cargo
  • Property owned / third party property
  • Personal Home & Auto
  • Terrorism Coverage
  • Warehouseman’s Legal
  • Workers Compensation Audits

Enhanced Coverage

  • Accrued storage charges
  • Consequential / Contamination
  • Debris removal of third party property
  • Insects / vermin
  • Inventory Expense
  • Mysterious Disappearance


Michael Gilles

Partner, Senior Vice President, HUB International HKMB, Toronto
Email: michael.gilles@hubinternational.com  
Phone: 416-597-4604
Website: www.hubgilles.com

Michael joined HUB International in 1984. He manages HUB HKMB's Risk Managed Clients and Logistics Industry practice areas which include a number of commercial account teams. Michael's professional specialties include Warehouseman Legal Liability, Workers Compensation as well as Marine International account management across a wide variety of industries.