Discover why so many hospitality businesses trust their insurance needs to HUB Ontario.

Our Offer

  1. Comprehensive property and liability insurance protection tailored to your business.
  2. Risk assessment and loss prevention audits that identify potential hazards and liability exposure.
  3. Specialty coverages, such as liquor liability insurance, that are unique to the hospitality industry.
  4. 24 hour national claims service.

At your service!

HUB Ontario Hospitality Insurance Experts

  • We understand your business. You don’t have to waste your time explaining to us.
  • We have access to specialty markets offering truly comprehensive hospitality coverage and markets for hard to place and unconventional risks.
  • Our clients include fine dining restaurants, banquet halls, gastro pubs, lounges and nightclubs.

Define: “truly comprehensive hospitality coverage”

We’ll make sure you’re covered if:

  • A patron leaves your establishment and injures another person in a car accident.
  • An employee unwittingly breaches the liquor laws.
  • A patron is forcibly ejected from your establishment and suffers an injury.

HUB Ontario’s Hospitality experts can assist you with the right coverage for your business. We offer a range of conventional and specialized insurance products that can be tailored to your budget and your unique blend of risks.

Common Coverages


Start with a Conventional Commercial Insurance Package
  • All Risk Property
  • Commercial General Liability
  • Liquor Liability
  • Crime
  • Boiler & Machinery


Add Specialty Products for Tailored Coverage
  • Accidental / Supplier Contamination
  • Malicious Tampering
  • Baseless Adverse Publicity
  • Recall Costs
  • Commercial Legal Expense
  • Workplace Violence
  • Rehabilitation Costs


Add These to Complete Your Coverage
  • Directors’ & Officers’ Liability
  • Employment Practices Liability
  • Special Event Liability
  • Umbrella Liability (provides a higher level of liability protection through higher limits and broader coverage)
  • Home & Auto Insurance
  • Employee Group Benefits
  • Premium Financing


TIPS for Minimizing Losses and Insurance Expenses

  • Raise your deductible to lower your premium.
  • Do the routine maintenance on buildings and install protective devices like alarm systems and sprinklers.
  • Prevent losses by promoting a safe work environment. Train your employees thoroughly and adhere to product safety procedures.
  • Follow licencing standards and provide a clean and safe environment for patrons.
  • Even out your cash flow with an installment plan for your insurance payments.

24 hour national claims service if you do suffer a loss.

Generation Y in the Hospitality Industry

Identifying Common and Emerging Restaurant Industry Risks


Andy Samaroo

Senior Account Executive, HUB International Ontario, Oakville
Phone: 905-582-7036

Jim O’Neil

Account Executive, HUB International Ontario, Southwest Ontario (Essex)
Phone: 519-972-7500 x222


Account Manager, HUB International HKMB, Toronto
Phone: 416-597-3419


Account Assistant, HUB International HKMB, Toronto

Phone: 416-597-5645