HUB International works with manufacturers in all sectors. Years of experience have given us a thorough understanding of the production process and the risks inherent in it, from delivery of raw materials to potential product recalls.

HUB offers hands-on experience, local presence, and the overall market clout to help you manage insurance premiums. We deliver solid value that integrates:

  • Upfront loss prevention,
  • Comprehensive insurance program design with leveraged pricing
  • In-house claims advocacy
  • Worldwide representation to provide a full range of risk management services to address foreign plant locations or international shipping concerns.

HUB's Ontario Region clients include many well-known names and manufacturers involved in Food and Beverage, Consumer Products, Wood and Paper, Chemical, Rubber and Plastics, General Industrials, Machinery and Equipment, and Electrical Appliances and Equipment Instruments.

Learn more about our scope of our services in the tabs above.

Risk Profile:18 core risk exposures for manufacturers

Coverage Scope: Protection for the broad spectrum of risk exposures -- physical assets, potential liabilities, people, multi-national activity, balance sheet and reputation

Risk Services: Risk management and loss prevention -- compliance, behaviour-based safety development/training, equipment breakdown/information systems, security, emergency response, business continuity planning

Experts: client service, risk management and claims



Risk Profile

Below, we have identified 18 core risks that apply to all manufacturers. The relative weighting and manner of handling of these core risks will differ from one manufacturing segment to another and every segment will have unique risks that do not appear here.

As a foundation for managing insurance premiums, this Risk Map framework can support a comprehensive risk management strategy aimed at effectively managing potential claim costs. See also Risk Services.To dlownload a copy of the Risk Map, click on the image.

  Sample Manufacturing Risk Map 26-06-2014

Note: This Risk Map is a generic representation and will vary by industry. It is not intended to present the actual situation for any specific company. Contact one of our HUB Experts for assistance in developing a risk map for your specific situation.



Coverage Scope

At HUB, we understand the complex risks that manufacturers face and have established expertise in handling potential losses arising from supplier and customer dependency, machinery breakdown and equipment replacement, shipping, industrial accidents, environmental mishaps, and problems with finished products.

Contingent Business Interruption

Manufacturers that are especially reliant on particular suppliers or customers must protect themselves against losses that might arise due to business interruption affecting those suppliers or customers. HUB can provide the analysis needed to assess this risk and will, if appropriate, involve suppliers and customers directly in discussions.

Production Equipment

 Standard insurance policies do not provide coverage for production equipment. In addition to providing appropriate policy enhancements, HUB can help assess the possible impact of machinery breakdown and/or difficulties replacing specialized equipment to ensure adequate limits are established.


 HUB has considerable experience working with multi-plant manufacturers whose production facilities are in Canada and abroad. We understand the risks associated with coordinating production and distribution globally. Our Transportation and Logistics Practice provides added expertise in all aspects of shipping and cargo risk.

Environmental Liability

HUB knows the risks manufacturers face with respect to pollution or environmental damage of their own property or to the property of others. We also know the insurers that will underwrite these risks. .

Product Liability

In addition to insuring themselves against potential losses from product flaws that result in bodily injury or property damage claims, manufacturers need to protect themselves contractually. HUB regularly provides expert analysis of contracts between manufacturers, their suppliers and customers, focusing particularly on the risk transfer inherent in "hold harmless" and indemnity clauses.

Full Service Broker

HUB also provides expertise in Employee Benefits (Canada and US) - Life, disability, health, dental, travel, accident; Home and Automobile Insurance -- individual or group basis; and US Workers Compensation through our US offices.


Risk Services

HUB Risk Services offers a comprehensive menu of service options for clients in all industry segments.

Download our Manufacturing Risk Services overview for a summary of the ways in which HUB is able to help clients reduce their total cost of risk.



John Chippindale

Vice Chairman, HUB International HKMB, Toronto
Phone: 416-597-4013
Website: www.hubchippindale.com  

John joined HUB HKMB in September 2008, and has proven solid success in his business development role. He is currently focused on leading an expansion of our Manufacturing Practice. John has held many senior leadership positions throughout his career in the insurance industry,

Michael Boire

Partner, HUB International HKMB, Toronto
Phone: 416-597-4609

Michael, who joined HUB HKMB in 2001, is a key member of the firm's specialized High-Tech Practice. In addition to technology risks, his business portfolio encompasses a variety of other industries such as property managers, entertainment and recreation facilities, and manufacturers. Many of his clients have international exposures.

Maria Ruberto

Vice President, HUB International HKMB, Toronto
Phone: 416-597-3409

James Gilles

Account Manager, HUB International HKMB, Toronto
Phone: 416-597-4664

Jeff Owen-Hicks

Account Manager, HUB International HKMB, Toronto
Phone: 416-597-4667


Nathan Gulliver

Account Executive, HUB International Sinclair Cockburn, Markham
Phone: 905-948-4633

Nathan has worked in the insurance industry since 1997 and joined HUB International in November 2008. He has experience with some of Canada's leading multi-nationals including one of the world's largest security and defence contractors, automobile parts manufacturers, telecommunications hardware manufacturers.


Lillo Dipasquale

Senior Account Executive, HUB International Ontario, Oakville
Phone: 905-582-7060

Lillo has more than 21 years of insurance experience in areas which include sales and marketing, underwriting and management positions.

Andy Samaroo

Senior Account Executive, HUB International Ontario, Oakville
Phone: 905-582-7036

Andy has more than 15 years experience in property/casualty insurance. His clients are typically firms that are run by individuals who are passionate about their business, value the services of a professional insurance advisor, want to understand their own insurance programs, and who often have novel liability exposures.


Tyson Dorsey

Account Manager, HUB International Dorsey Group, Brantford
Phone: 519-720-2533

Southwest Ontario

Traci Brown

Senior Account Executive, HUB International Ontario, Leamington
Phone: 519-326-8032 ext. 2214

Traci joined HUB in 1994 and has 25 years experience in the insurance industry. She has extensive knowledge in the food processing, manufacturing and wholesaling sectors with particular experience product recall and malicious contamination coverage.